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 Credit Card v11

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boonsin23
post Sep 22 2010, 07:32 PM

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QUOTE(winner @ Sep 22 2010, 03:18 PM)
Talking about SCB Preferred Banking World MC, this SCB really pissed me of. As shown in the e-statement, RM50 service tax was charged on 8/9. I received the security pin number on 21/9. However, until today I have not received the physical card yet. I called SCB several times and was given the reply that they are still in the midst of issuing the card. doh.gif

As I will make a big swipe within these few days, I will not accept this card if I only receive it after using other CCs to make the payment.
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Mine was approved and service tax was charged on 15/09, but I already received the card on 20/09 (after deduct 16/09 public holiday and 18-19/09 weekend) then mine was surprisingly fast.

According to my relationship manager, the Samsonite Bag actually needs to spend more than RM4000 (instead of RM3000 on their web)
RM4000 x 2 = 8000points
8000points x 3 months = 24000 points
24000 points + 30000 point upon 1st usage on the card = 54000 points, Samsonite X Blade Luggage.
zenquix
post Sep 22 2010, 08:12 PM

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QUOTE(Alec.Yong @ Sep 22 2010, 06:12 PM)
[attachmentid=1794948]

Finally, I've got my MBB WMC.  tongue.gif
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did they waive the annual fee? applied with another credit card or was offered to you?

the income requirement is high....
jack2
post Sep 22 2010, 08:14 PM

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Today, my SCB cc was approved and going to get RM188 x 2 cash from two cards.
tgeoklin
post Sep 22 2010, 08:34 PM

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QUOTE(MilesAndMore @ Sep 22 2010, 06:40 PM)
I can tell you that the actual HSBC VISA Platinum doesn't look as nice as the one shown in their website or printed on the brochure. The one advertised is all black while the actual one is shiny black. Anyway, it still looks much grander than their Premier MasterCard.
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My vote goes to EON Bank's Visa Signature. Best looking card for 2010
MilesAndMore
post Sep 22 2010, 08:34 PM

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QUOTE(Eng_Tat @ Sep 22 2010, 07:08 PM)
sorry guys another ccris question. in ccris will show statement balance or total credit used up balance? since epp will slowly show up in statement bl.
Total credit used up.
alexwsk
post Sep 22 2010, 08:35 PM

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QUOTE(Eng_Tat @ Sep 22 2010, 07:08 PM)
sorry guys another ccris question. in ccris will show statement balance or total credit used up balance? since epp will slowly show up in statement bl.
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it will show neither
just whether min payment made on time or not
MilesAndMore
post Sep 22 2010, 08:44 PM

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QUOTE(alexwsk @ Sep 22 2010, 08:35 PM)
it will show neither
just whether min payment made on time or not
No. It will show the outstanding amount owe to the bank. I posted mine on the previous version of this thread.
alexwsk
post Sep 22 2010, 08:46 PM

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QUOTE(MilesAndMore @ Sep 22 2010, 08:44 PM)
No. It will show the outstanding amount owe to the bank. I posted mine on the previous version of this thread.
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yea, i just found it tongue.gif
and total CL as well
MilesAndMore
post Sep 22 2010, 08:49 PM

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QUOTE(alexwsk @ Sep 22 2010, 08:46 PM)
yea, i just found it tongue.gif
and total CL as well
Yeah. The credit limit for each credit card will be shown as well biggrin.gif It's the way other banks can check if the credit limit we told them is true or otherwise.
alexwsk
post Sep 22 2010, 08:54 PM

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QUOTE(MilesAndMore @ Sep 22 2010, 08:49 PM)
Yeah. The credit limit for each credit card will be shown as well  biggrin.gif  It's the way other banks can check if the credit limit we told them is true or otherwise.
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btw, what's in Application for credit section?
is it the 2 cards which were approved or other applications?
MilesAndMore
post Sep 22 2010, 09:08 PM

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QUOTE(alexwsk @ Sep 22 2010, 08:54 PM)
btw, what's in Application for credit section?
is it the 2 cards which were approved or other applications?
Not sure. I had only applied for 2 credit cards up till i went to get the credit report and both were approved. One was a secured credit card, by the way which i had canceled about 2 months ago.
alexwsk
post Sep 22 2010, 09:11 PM

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QUOTE(MilesAndMore @ Sep 22 2010, 09:08 PM)
Not sure. I had only applied for 2 credit cards up till i went to get the credit report and both were approved. One was a secured credit card, by the way which i had canceled about 2 months ago.
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thx for the explanation
planning to get mine tomolo tongue.gif

currently have 3 cards and recently applied 3 housing loans biggrin.gif
chemistry
post Sep 22 2010, 09:27 PM

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QUOTE(de.crystal @ Sep 22 2010, 06:22 PM)
I agree.  since we are on this issue, which card design that you all think is very nice?

i cite, HSBC Plat.
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My favourite design thumbup.gif :
user posted image
Alec.Yong
post Sep 22 2010, 09:37 PM

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QUOTE(zenquix @ Sep 22 2010, 08:12 PM)
did they waive the annual fee? applied with another credit card or was offered to you?

the income requirement is high....
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I am existing MBB card user. Just sign on the acceptance form will do.
The annual fee are not waiveable, even for the 1st year...
JJBerry
post Sep 22 2010, 10:43 PM

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QUOTE(boonsin23 @ Sep 22 2010, 07:32 PM)
Mine was approved and service tax was charged on 15/09, but I already received the card on 20/09 (after deduct 16/09 public holiday and 18-19/09 weekend) then mine was surprisingly fast.

According to my relationship manager, the Samsonite Bag actually needs to spend more than RM4000 (instead of RM3000 on their web)
RM4000 x 2 = 8000points
8000points x 3 months = 24000 points
24000 points + 30000 point upon 1st usage on the card = 54000 points, Samsonite X Blade Luggage.
*
Mind to share the credit limit they granted?
No idea they will increase the credit limit or just combined with the existing SCB card?
wirelessdude
post Sep 22 2010, 10:51 PM

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QUOTE(andytan18 @ Sep 22 2010, 01:33 PM)
I got mine upgraded just now, my HSBC is less then a year and I  have a CIMB platinum.. it took me slightly more then an hour but no leather free gift??
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Went to CIMB at Pavilion card centre and got a Visa Infinite - used my HSBC Premier and CIMB Enrich Plat to apply. Asked for a lower CL but the officer told me the minimum CL for Visa Infinite is RM100k blink.gif
SUSrockefeller
post Sep 22 2010, 11:11 PM

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QUOTE(wirelessdude @ Sep 22 2010, 10:51 PM)
Went to CIMB at Pavilion card centre and got a Visa Infinite - used my HSBC Premier and CIMB Enrich Plat to apply. Asked for a lower CL but the officer told me the minimum CL for Visa Infinite is RM100k  blink.gif
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Whats your HSBC Premier CL and your CIMB Enrich Platinum CL?

Added on September 22, 2010, 11:17 pm
QUOTE(one leg kicking @ Sep 21 2010, 12:13 PM)
Do u know what is the requirement for SCB card limit for CIMB/DA VI or WM application?

Is minimum card holding period, let say at least 1year applied?
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ok in order to get cimb or da infinite and world cards, one must have minimum credit limit as below for respective banks:

HSBC - Min CL 30k
Citibank - Min CL 50k
All other banks - Min CL 70k

If not they will ask for income documents to support application.

Added on September 22, 2010, 11:19 pm
QUOTE(Alec.Yong @ Sep 22 2010, 06:12 PM)
[attachmentid=1794948]

Finally, I've got my MBB WMC.  tongue.gif
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Would you mind to share what was your CL with maybank before and after they offer the World Mastercard to you?

Added on September 22, 2010, 11:21 pm
QUOTE(andytan18 @ Sep 22 2010, 01:33 PM)
I got mine upgraded just now, my HSBC is less then a year and I  have a CIMB platinum.. it took me slightly more then an hour but no leather free gift??
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Mind to share what was your HSBC Plat limit and CIMB platinum limit before and after you get the World card?

This post has been edited by rockefeller: Sep 22 2010, 11:21 PM
andytan18
post Sep 22 2010, 11:27 PM

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[quote=Alec.Yong,Sep 22 2010, 09:37 PM]I am existing MBB card user. Just sign on the acceptance form will do.
The annual fee are not waiveable, even for the 1st year...
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[/quote]


which card from MBB are you using prior to the new card?? where do you get the acceptance form??
is the annual fee as below?

Annual fee:
RM 1,000 (without MAS Golden Airlines Lounges Access)
RM 1,500 (with MAS Golden Airlines Lounges Access)

Added on September 22, 2010, 11:29 pm

Mind to share what was your HSBC Plat limit and CIMB platinum limit before and after you get the World card?
*

[/quote]


30K / 30k

This post has been edited by andytan18: Sep 22 2010, 11:31 PM
SUSrockefeller
post Sep 22 2010, 11:30 PM

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[quote=andytan18,Sep 22 2010, 11:27 PM]
which card from MBB are you using prior to the new card?? where do you get the acceptance form??
is the annual fee as below?

Annual fee:
RM 1,000 (without MAS Golden Airlines Lounges Access)
RM 1,500 (with MAS Golden Airlines Lounges Access)

Added on September 22, 2010, 11:29 pm

Mind to share what was your HSBC Plat limit and CIMB platinum limit before and after you get the World card?
*

[/quote]
30K / 100k
*

[/quote]

also, for CIMB/DA world infinite applicants who already have Maybank World or Stan Chart Visa Infinite, your CL doesnt matter any longer.

Added on September 22, 2010, 11:31 pmandytan18, before you got your World Mastercard, how much was your CIMB Enrich limit?

This post has been edited by rockefeller: Sep 22 2010, 11:31 PM
de.crystal
post Sep 22 2010, 11:35 PM

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QUOTE(Alec.Yong @ Sep 22 2010, 09:37 PM)
I am existing MBB card user. Just sign on the acceptance form will do.
The annual fee are not waiveable, even for the 1st year...
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y did u even bother to apply... it shows u are rich blink.gif
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