It wont take a few years mate. an insider has told me it will take close to 6 months min.

but i dunno why they didn't do this much earlier? is it true that spira is already 1 year old?

Will do that absolutely. By the way I have called them. Next launch will be in March next year. Another double storey hse. Hopefully worth waiting.

good luck kak azie

Thanks dik

i manage to get BLR-2.35 but No free legal No free valuation and No free stamping. Mind to share which bank giving such a good offer ?

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Added on December 28, 2010, 8:22 pmi manage to get BLR-2.35 but No free legal No free valuation and No free stamping. Mind to share which bank giving such a good offer ?


This post has been edited by Psabsorber: Dec 28 2010, 08:22 PM

it is really a good deal.
Vict, how many tenant years for ur loan? 90% loan right?

The SA told me that the MOT told abt 6-9mths.

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Added on December 29, 2010, 1:30 amBeing offered BLR-2.35 with free legal, but dunno abt valaution / stamping. Need to check with bank first before sign on dotted line.
Which one is good offer for BLR-2.35 (w/o legal) or BLR-2.3 (free legal), Pls advise. Thx

This post has been edited by ctlim78: Dec 29 2010, 01:30 AM

if i were you, i will take BLR-2.3 with free legal. mind to share with bank on giving this offer?

I am hoping for -2.4 Islamic Financing Musharakah Mutanaqisah at 90%+5% from RHB with loan tenure 40 years. I was told the programme will lower the BFR if the BFR goes down as well. What do you think?

I was offered a loan from RHB also that day... the good things about RHB MM loan (besides being MM which is like 100x better than BBA) are the zero floor rate, low cappping rate, no clause for rate revision when default occurs (Hong Leong for example may revised your rate even if you pay your installment late 1 day!) and also free valuation and long tenure (second only to Affin with 45 years loan). However the cons are legal and stamping not free.

However, Hong Leong got this graduate scheme where you pay a much lower installment for the first 5 years...good for cashflow.

Anyway those interested to get loan can PM me the contact details and I'll ask my agents to give you guys a call. A lot ppl interested to know which bank give good rates but actually what is more important is how well connected your loan agent to the big shots at those banks. Most bank offers standard rates. If you want special rate, besides having strong financial background and huge loan, agent's "cable" also important

A wise man once told me, if you want to do business, do with the bosses not their underlings.

This post has been edited by y2kfirewalker: Dec 29 2010, 12:05 PM

For those who want to get housing loan, can contact email or PM me at mmshah1@gmail.com. We, Umortgage, is one stop centre for housing loan and we can source in best rates based on customer requirement

Has anyone heard about the anti-climb wall and guard house? why are they taking so long?

guard house is 80% completed since 2/3 weeks ago but no progress since then. I don't see anyone working on it too.
Some iron poles from anti-climbing fence is seen just near the guard house but nothing is progressing. I am not sure it will be ready when we get the house as it's a long way to go to cover the whole Spira.

I guess they will delay the hand over keys. Don't expect TTDI to give them in January boys. They are holding out something...

I tot they can do it fast for the anti-climb fencing. 10 days back, i was seeing them drilling hole and putting in the iron poles near the guard house.

My experience AFTER booking of Spira on the day itself

1. She said Spira not ready for move in. Earliest End Jan.
2. MOT not covered by developer.

Marketeers!

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Added on December 30, 2010, 10:32 amany idea how much will it cost to renovate put fixtures and fittings, furnitures into Spira type home? (just like the show unit)

This post has been edited by jeghui: Dec 30 2010, 10:32 AM

Yeah im interested to know also. Anyone got the interior pics of the show unit? I heard the interior for the show unit costs about 100k.

Hi Jeghui,

Let me assist you to clarify, MOT = Memorandum of Transfer, Its btw buyer & LHDN bcoz when you purchase house, there is stamp duty involved. Its part of your SPA Agreement, but it will happen to pay after Individual Title in place. Usually developer will borne the SPA Legal Fee bcoz its not too much RM, but MOT is std price...you can refer to this website http://www.jpph.gov.my/V1/pdf/Brosur_Duti_...m_bm.pdf....Its std price bro.

Rgds,
Shahrul
Umortgage Sdn Bhd
Mortgage Planner
mmshah1@gmail.com
0122000429

okay thanks for letting me know bro. but usually developers include the MOT within the price.

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Added on December 30, 2010, 2:38 pmThe show units were sold about 200k more of the standard ones, wear and tear included. i think thats overpriced. surely can get cheaper stuff.

This post has been edited by jeghui: Dec 30 2010, 02:38 PM

the sofa it self cost 8k dude...