Hi guys,

I'm setting up a sole proprietor business. Just registered at SSM today , after that I head to maybank to apply for business account.

They required an introducer. I have asked the people around me, none of them is using maybank current account (i dont know why)

I choose maybank because maybank2u is quite convenient for the for people now.

Is there any idea/suggestion to help me get an introducer? or is there alternative way?

Thanks!

where do u stay?

if you willing to pay me rm 100 im willing to be your introducer...hahaha...mcm pun boleh buat duit...

Alternatively, if you have a Maybank savings account, make sure you have RM5k in it. Then, once you have the current account no. you can transfer RM2k from your savings account to activate it and collect your cheque book.

This was how I got mine last week. No need introducer. Initially they ask me to deposit 10k into my savings account but I negotiated to 5k instead.

dude just apply online la no need introducer. 3 working days only

This post has been edited by johnyblaze87: Aug 11 2010, 05:00 AM

I hope I have 5k to put as deposit.. I just ready about 2k for it..

You *DO* realize that you cannot use maybank2u with your company's current account right? It's only for personal accounts. Not only that, IINM people cannot transfer money to your company's current account using maybank2u. They can only transfer to other personal accounts.

If you log in to maybank2u, there are lots of "payee corporations", the part where you pay water/telephone/assessment/etc bills. To register as one of these, you need a maybank2u.net account. This *IS* for businesses who want to accept payments online. Unlike maybank2u where transferring money to another account is free, there are charges associated with each transaction. On the plus side, you will get more info (iif you ask people to deposit money into your bank account, and you get 20x RM50 deposits, from 25 different customers, how do you know which customer has paid and which have not).

You will have to negotiate this rate (it's a %, about the same, or slightly lower than the rate charged by banks for you to accept credit cards on your website). On the good news side, if you don't already have a maybank current account, you need not worry. The maybank2u.net rep you talk to will help you set this up. IINM it takes about 1 to 2 months to set up. Comparable to the time taken to set up an account to accept credit card payments online, which is handled by a different dept on a different floor at Menara Maybank.

Most people just open a personal maybank2u account, and ask their customers to transfer money there.

apply for the islamic one. no need introducer

are you talking about Maybank2u Premium? as far as i know it is a current account for personal usage. but considering sole proprietor is also a "personal business", well not sure how this goes.

This post has been edited by property101: Aug 11 2010, 09:21 AM

It is a company current account. You cannot apply online. You need to go to bank counter to open with various company forms.

Yes. @dkk is right. Company account cannot use Maybank2u. @dkk, people can transfer money from personal account to company current account. No problem, as I have transfer money from my personal account to my company account.

I'm using Islamic Current Account for sole proprietor, and I do able to use maybank2u. When you open your current account, tell the person in charge to activate your phone banking and online banking. If online banking only, only able to see the balance. If online banking + phone banking you able to check balance and transfer, you need phone banking to register your TAC number. Limit for transfer to 3rd party is RM10K a day, same goes to transfer to other bank.

Paying RM50 for people who can be my introducer in Klang...thanks...

actually, why they need introducer?

i think cimb no need introducer for company current account

Guys, before giving opinion, hope you can understand where the requirement to open PERSONAL CURRENT ACCOUNT and BUSINESS CURRENT ACCOUNT (under company name) is different.

Some personal current account in ABC bank may not need introducer but the business current account in ABC bank may need introducer. Please sure we are talking about business current account now.

Danxy, I may only able to help you in Public bank as an introducer.

I'm applying online now, need to wait 3 days for the result. Hopefully it can be settle. Hehee.

@YungSeng, Thanks alot for your offer. I will let you know when I need your help. Appreciated it.

@danxy, where do u register online?

@others; can i open a savings acc for my sole proprietor business? i dun need the cheque facilities etc, i just need an acc with online banking...

Are you mean saving account using business / company name ?

yes. saving acc using business name. is that possible?

May I know the exact name of this account? Also, how much first deposit is required for this?

if make loan or make personal loan with bank and credit which one better? Current or Personal?

If personal account but have SSM registeraition apply loan at kredit always reject ke? because its personal account? not because how much the money or in out inside?

is there risk to being a current account introducer? i wonder...

as far as i know.. no risk.


TS: if u can come to Putrajaya, i can help hehe..

no risk for being an introducer...
infact, i have been an introducer for my family members who wanna open current acc... no prob wutsoever

Hi mate,

sorry for the late update. the current account i applied can be only used as personal name.

company name need register under business current account which needs introducer.