Hye.

I just want to start buying a new house at Puchong. Price of the house is Rm130,000.

Recently, I have brought all my application to CIMB, and I only get 70% from loan, so it just 91000. My budget i set to 90% loan minimum. They don give me 90% loan because my name is too clean in CTOS system (pardon me if I wrong), and I never have any loan before. And my age is 22 years old, and this is my first time taking a bank loan. So thats why bank dont give me 90%, because they cant see my pattern in paying loan.

So my agent insist to bring my application to Alliance Bank. However, if I have another bank in mind, he can also bring my application go to that bank.

Is the bank (Alliance Bank) okay?any recommendations?


TQ

p/s:

BTW, this morning Alliance Bank have been announced their new BLR rate, 6.3% starting yesterday.

Alliance Bank

This post has been edited by fhunkyfhinky: Jul 14 2010, 12:55 PM