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> And you want to pay back PTPTN?, Sheesh...

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jenniferjen
post Aug 24 2010, 10:09 AM

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I wish to just adres something that i never understand.

I paid my PTPTN 200 per month, and is not really killing me, but having my own family to take care and living in KL really does make things fall short. 200 could means heaven and earth, at least can isi my perut for 2 weeks.

Anyway, i believe most responsible person out there do pay, but i always wonder, with all of our nowadays living expenses, cant they just deduct from our EPF? We cant touch it, but i am willing to pay from there. Surely, i saved less for my old time when retired, but i don't think that i really mind that. Is better than accumulate my interest from the loan yearly by just paying some minimum amount. ANyway, in the end of the day, i might still be paying 200 till i retired, who knows?

Anyone can enlight me?

This post has been edited by jenniferjen: Aug 24 2010, 10:10 AM
jenniferjen
post Aug 24 2010, 10:29 AM

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QUOTE(hunt2sp @ Aug 24 2010, 10:27 AM)
err, actually....you can withdraw from Akaun 2 to pay for PTPTN..
but you have to fill in some forms, attach copies of the required docs and etc..

sauce: http://www.kwsp.gov.my/index.php?ch=p2memb...rawtype&ac=2642
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THank a lot for the info, will check on it
jenniferjen
post Aug 24 2010, 10:50 AM

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Bro, i just checked, those agreement signed after 2000/2001 only entitle to use their acc2 to pay for their ptptn leh...

I loaned in 1999 (if not mistaken) so i am not entitle for this entitlement?

WHy like that wor?

Adui...

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