I'm on top of the pagar. Those who get good result no need to pay back. But most of us need to pay back right?

I advise those who need to pay back or failed to get PTPTN to vote wisely next time
You might get your wish not to pay back to PTPTN government body

Those who got good results, good. You might want to help your fellow coursemates to cancel the loans too


If those $$$ from the istana construction and the merdeka tower construction is channeled to PTPTN, then it might be better.. we'll never know..

No way. Mine is borrowed and converted into "free" scholarship already.

We mana ada hutang after painstakingly maintain grade to be above 3.7?

Ingat nak bantu most ppl here because most have to pay back PTPTN loan

Vote wisely

This post has been edited by SwooshY: Oct 19 2010, 12:22 AM

Of course not biz

But winning the hearts of people is much more important to me
(I hate giving out hints )

Different set of administration will have different set of policies and rules

With more $$ to help out more students, then how many of them will get high grade point average? It's likely that 80% of the graduated students will have to pay back the loan + interest be it from IPTA/IPTS


If there are too many people who get exempted from paying back the loans, then the grade point average requirement will be increased (3.90/4.00 requirement?) and maybe the subjects will be recalibrated to be more harder to get high grade point average or more B+ vs A's

Practically it's a "business model", if it doesn't bring in profit in the long run, how would it sustain on?

This post has been edited by SwooshY: Oct 19 2010, 12:43 AM