most cards now have maximum liability of RM250 right?
dispute transaction in credit card, stollen!! can i apply for adjusment
Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards|
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 Jun 11 2010, 11:53 AM
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#1
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All Stars
17,053 posts Joined: Jan 2003  
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Jun 11 2010, 01:21 PM
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#2
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All Stars
17,053 posts Joined: Jan 2003
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QUOTE(dr2k3 @ Jun 11 2010, 11:56 AM) but you can put all the blame on the merchant right? ask the merchant to absorb all the unauthorized transaction since they allow this to happen in the first place without verification How are they to verify? Not every merchant asked for IC. Even then I can put the name that appears on my card whatever I like so it's kinda impossible to verify. Well those transaction can happen even without loss card and even then the transaction might be done using clone cards.how about unauthorized transaction without loss card...like online transaction?  |
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Jun 11 2010, 08:02 PM
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#3
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All Stars
17,053 posts Joined: Jan 2003
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QUOTE(dr2k3 @ Jun 11 2010, 01:41 PM) i thought you cannot clone credit card anymore since they got this smart chip thingy? It means you only pay maximum 250 no matter how much those unauthorized transactions costhow do you put your name on the card? the name on the card is like engrave wording if merchant didn't ask for IC it's their fault right? if im not wrong merchant in US ask for ID card when you want to pay by CC im confused about the Rm250 250 means max we pay for 250 regardless of how much the unauthorize transaction OR bank only protect you for RM250 only...thats mean if RM1k unauthorized transaction i need to pay 750? this is for US...just want to use it for comparison |
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Jun 12 2010, 04:43 PM
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#4
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All Stars
17,053 posts Joined: Jan 2003
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Worse come to worse follow that guy and bring the bank to court lol. Got precedence somemore
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Jun 15 2010, 10:37 AM
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#5
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All Stars
17,053 posts Joined: Jan 2003
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QUOTE(dr2k3 @ Jun 12 2010, 05:33 PM) can we sue them for money? since they(bank) try to "fraud" us too Yes. You can even claim money for the mental torture they caused lol |
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