Hi Insurance Community,

Need some help. I'm in a predicament as well. My agent has recommended that i move to Allianze PowerLink from PruLink Insurance that i have been investing in since 2005, 7 years or so already. My current investment is RM550 or so.

With similar investment of RM500, RM350 into Insurance & RM150 into WCR(Savings), i get to enjoy better coverage overall. Seems like a good deal.

My qualm is that i'll need to surrender my PruLink Insurance and go into Allianz. I still need to continue paying the PruLink fr a further 6 months according to my agent & that premium including the new one will be too much to handle for just insurance premiums. What do you think? Any help is much appreciated.