Cimb have offer now. If you can find cheaper option than them, they refund you the difference.

DBS is the chepaest.

If you have transferwise, it could be cheaper than DBS.

I don't know about MY > SG. If you have guts, use money changer remittance service. Definitely cheaper than banks.

Er, bitcoin transaction takes few minutes. I have tested previously transfer bitcoin to bitcoin. I think within 30 minutes can settle.

It depends on the USD. If USD tank, your bitcoin maybe worth a lot all of a sudden.

We were talking about how AIYH lost SGD30 via TT when he TT down SGD560 alone. So I recommend few options
(i) transfer from same bank (in this case Maybank MY to Maybank SG. This should only cost RM10.60 + SGD10 -> provided that there's no agent fees.)
(ii) transfer from other banks (in this case any banks to Cimb SG as there's no incoming fees. for Cimb SG Charges should be RM10.60 + SGD20 (if there are agent fees) )
(iii) transfer using same bank (in this case Cimb MY to Cimb SG. Charges should be only RM10.60 provided that there are no agent fees)
(iv) transfer using money changer (get cheaper rates to agent fees) but not sure safe or not.
(v) transfer using bitcoins (to overcome all fees)

All of them are not tested. Will test them out one by one and see once I get my Maybank SG account.

Use moneymatch

Go ahead then. Enrich the bank shareholders I choose not to. 

I rather have a fuller pocket than a lighter pocket. I will use who give me best rate and lowest fee. So if one day bank become cheaper than moneymatch,  I will use banks. Whoever can give me better deal will get me as their customer.

CIMB MY TO CIMB SG should be free and vice versa.