I also want to open a bank account in SG with the lowest min balance with no annual fees.

Any suggestion?

*In Singapore now. Maximum cash to carry before need to declare is SGD 20,000.

Tried to open trading account together with saving account at Standard Chartered Bank but rejected by that bank. Then I went to UOB, managed to open saving account after agreeing to take up Prudential insurance saving account of about 2% interest per annum, mature at 10 years. Saving account minimum balance SGD 1000, else charges of SGD 2 per month. Insurance premium minimum SGD 6670 per year for 5 years. Monthly premium payments accepted but that will attract a small administrative fee.

Insurance pays you 5% of your capital paid plus refund your capital in the event of death.