EPS is electronic payment for shares usually use to link your brokerage to your bank account. Think of it like our IBG but it takes one day.

Only few banks in SG supports EPS. The ways to transfer money  electronically is usually FAST (think of our IBFT),  EPS, GIRO. You need to ch ck with the respective brokerage whether they support FAST transfer or not.

I will avoid FSM SG if one is aiming to buy UT. FSM SG is only good for
1) SG brokerage
2) HK brokerage

Other than that,  avoid FSM at all cost. I opened FSM SG only for their access to HK market as they are the only 3 brokers I know of in SG which does not charge dividend/maintenance fee for HK stocks

Correction. All broker use EPS. FAST is good as any bank in SG can transfer money via FAST. Only those broker which insist on using EPS can be a pain.

Keep in mind that once FSM SG secure a large base very likely they will start charging platform fees. How soon, 
don't know. But structural is already there as they mentioned *fees waived*

Good luck opening SCB SG. Last I heard they are banning Malaysians from opening account. Only way is
1) super rich
2) buy their products worth SGD30-50k.
SCB SG have bad forex rates.

No money for IB. IB needs min USD100K or else there's going to be monthly USD10 fees.

Use instarem. Never use Malaysian banks. Cimb clicks is for SGD-> RM

To be more precise, if you are opening CIMB Fastsaver Acc. Sg for the first time AND you do not have any other existing Sg Bank account to fund your CIMB Fastsaver, for verification purpose, you need to transfer fund  via CIMB Malaysia, for the first time, that is.   

Subsequently you can use Instarem to transfer from Msia to Singapore.

I used Instarem to remit to Sg acc.

Don't see eligibility. Ignore it.
For phone number delete away +65 and put +60 xxxxxxxxx (eg your phone number is 012 1234567 -> +60 121234567

After you are done they will give you an account number inside your email.

Clear cache, cookies. Use Google Chrome incognit ok. Heck your spam or junk folders.

You can try but I wouldn't try it. Don't be a cheapskate. Pay once.

I remember for first time I transferred ard sgd100 to test water to my acc in Sg.