latest update here , i just open a maybank.sg account in the main branch in my area, and the super friendly staff told me that 1 month is needed for sg branch to mail everything to me, So, if anyone interested to open a maybank.sg account, do the following:
(1) go to main branch (save time)
(2) bring IC
(3) make sure u have maybank.my bank account with you
(4) no need bring any cash as the bank will directly debit from your account (500 SGD)
P/S: rate is 3.17xx : 1SGD , for 500 SGD (as of 17/1/2017) , you'll need to pay around RM1600

latest update here , i just open a maybank.sg account in the main branch in my area, and the super friendly staff told me that 1 month is needed for sg branch to mail everything to me, So, if anyone interested to open a maybank.sg account, do the following:
(1) go to main branch (save time)
(2) bring IC
(3) make sure u have maybank.my bank account with you
(4) no need bring any cash as the bank will directly debit from your account (500 SGD)
P/S: rate is 3.17xx : 1SGD , for 500 SGD (as of 17/1/2017) , you'll need to pay around RM1600

hmm not too sure about this , but monthly $2 will be charged if average balance per day is less than $500

for me yes , as it saves a lot of money (no need travel all the way to SG just to open a bank account), and if i am not mistaken, we can use the debit card withdraw money in Malaysia without any charges. the con that i know so far is u need to maintain average $500 per day or else u will kena $2 charges.

if you go down and deposit money yourself (max RM30k), you save min SGD60 when you are compare to the cheapest TT by banks. How I know? I counted.   This is provided your transport fees going and coming back don't exceed RM200.

Cimb SG cannot be opened unless you already have a Singapore bank account over there as to to open it, Cimb SG requires you to make a one time transfer via FAST (SG version of IBFT) from an account under your own name.

To transfer money down
- Maybank MY > Maybank SG - max RM30k, pay RM10.60 (but still expensive compare to going down and deposit cash) can be done online
- Other banks > Cimb SG (save on agent fees of SGD10/20 per transaction) - still expensive

To transfer money back to Malaysia
- DBS
- Cimb

Both is free of charge,

Standard Chartered is expensive. Is only useful for their stock brokerage at SGD10/trade (free if you are a priority customer). DBS is like our Maybank here. You can find it almost anywhere. Branches/ATMs.
Hope this helps.

I don't stay there. One day trip. Food? Buy few bread before hand. Only RM1. Buy some cucumbers as vege. If don't want to eat bread, can always buy economy rice. Only SGD2-3/meal. The RM200 already included in food. 

I based my calculations on this and the rate they displayed have been accurate (double check with bank's TT rate)
http://www.exchangerate.my/

My transport cost is <RM200 (but very close). For this discussion, make it RM200. If your transport cost is higher, then you need to count again and see if it's worth it to TT or go down. For me, because my transport cost is RM200, it's cheaper for me to down. This is based on the calculations that Maybank charges 3.16/3.17 exchange rate vs money changer at 3.12 (which is true if you go to Midvalley money changers)

Well it's hard. You need to convince them why you need an account with them, And is not cheap. Need to maintain min SGD3k or they will start charging you SGD5/month.

There are people who kena rejected. All because MAS increase the difficulty to open account.

Going for OCBC360 savings account. Went to open the account last month, they want me to prove mailing/residential address.

you can try MAYBANK SINGAPORE. open from Maybank Malaysia.
min SGD 500.

just because the interest rate are better.

depends on how you view it.

Maybank Isavvy account, can open via maybank malaysia, fall below fee SGD 2/month if below SGD 500, you will lose 4.8% p.a. (SGD 24) if you decide to fulfill the criteria, forex rate loose to DBS (based on other currencies) since I can't see then live rate for SGDMYR

CIMB FastSaver Account, can apply online, once you got maybank sg, no problem for this one, no fall below fee, forex rate on par with Maybank SG (again based on other currencies) since I can't see then live rate for SGDMYR

DBS multiplier account, very hard to open now, fall below fee SGD 5/month if below SGD 3000, you will lose 2% p.a. (SGD 60) if you decide to fulfill the criteria, forex rate better than maybank/cimb

IMO, if you can spare SGD 3k and above to invest in SG (be it UT, SGX, bonds, reits etc to earn at least 2% p.a.) so that the fall below fee is not much of a concern, DBS, else maybank (need 5% p.a. to cover if you just use SGD 500 to invest)

they said is more competitive compared to maybank and cimb, just not sure how much competitive it gets until someone show the rate around the same time for all 3 banks

They are talking about which SG bank is the best bank to move money back to Malaysia (should you need it). However IMO, the best bank is
(i) one with low maintenance fee (prebably SGD2/month)
(ii) one with cheap brokerage (SGD10/transaction)

However beggers can't be choosy and the only banks which let Malaysians open account are DBS, and Maybank. Cimb is not counted as one need a local SG account first.

They even throw in better rates than board rates should one transfer >RM20k/transfer.   
Bad thing is limited branches, can only be done via counter.  They don't have online transfer.

Citigold needs RM400k park with them. People like me mana ada RM400k   
Maybe auntie/sister dasecret is in the same class with bbgoat?   

since we need to park money at that account.. isit wise to open an FD account at sg bank?

coz I dont know whats the intention of opening account at SG..

oh.. I see..

So, the account manage by us tru online?
or we need to be present at the physical bank to do transaction?

seriously? face to face can get better rate?   

Should be. Use RM to buy bitcoins then exchange the bitcoins to SGD.