thanks Hansel. one acc already took me abt 1 1/2 hrs. luckily they allowed me to do so.

i brought along a relative who residing in Sg. then only they would consider my application.

so far so good. I din open the brokerage acc coz time consuming and also SC offers the lowest brokerage fee.

I m looking at the long term investment. maybe in future I will consider abt the brokerage acc.