Perhaps so, but continuing to repeat this demonstrates the acct-holder's character, and his intentions,...being not to open the acct for transactions, butto open one  just waiting to see if a usage would come along later on. In the meantime, while waiting, the acct holder can just use these legal techniques to circumvent the productive objectives of opening an acct...

As an experienced acct-holder in Sgp, I would advise not to reiterate on these 'legal' techniques too much, if you care abt others. That's all there is to it.