Basic Saving Account (BSA), the one mandated by BNM and will never be promoted to new customers

https://www.bnm.gov.my/documents/20124/5579...ng_services.pdf

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adam1190 in maybank sg, try to find the place to add PayNow number. just key in your malaysian phone number

looks like MBB sg can have more competitive rates when remitting back to Malaysia sometimes (don't worry, CIMB sg will refund the difference if u show proof https://www.cimb.com.sg/en/personal/promoti...sfer-promo.html )

https://www.reddit.com/r/singaporefi/commen..._rate_is_a_lie/

adam1190 what sg bank accounts you've opened so far

i have a MBB SG.

Wise or Instarem exchange + fee has always been better every time i want to perform the exchange compared to MBB SG

Cannot use that way anymore Cimb not earning money. Only way is cimb Malaysia or as intended local sg bank account under your name.

go for these alternatives

• ocbc SG. ask the regulars here who use OCBC for referral codes
  
  
• MBB sg
  
  

once you created with either of them, u can then create a CIMB sg acct by doing a free local bank transfer.

before OCBC/MBB sg -> you need CIMB sg more than they need you
after OCBC/MBB sg -> you now have the high ground. it's only CIMB sg's loss if they didn't open acct for you

MBB sg with debit go for ar-rihla. Minimum balance only S$200 https://apply.maybank.com.sg/regionalcasa/A...Opening/arrihla

The OCBC sg acct with debit card will require S$3,000 minimum balance. But this requirement waived for the 1st year.  So u can open OCBC with debit card first for 1 year, then close acct and open ar rihla. You can get another type of OCBC acct with minimum balance of S$500, but that won't come with debit card

CIMB no debit