Your needs are different from mine,.. and our needs and circumstances are different from others. You can't say SCB and DBSV are bad and ONLY IB is good. Everybody's personal circumstances is different. And what's the problem with calling SCB's Online Trading Unit ? Their call centre is in Cyberjaya,... they're quite efficient too. And very polite and customer-oriented in their speech,....it's a pleasure to speak with them.

Don't bad-mouth SCB and DBSV,... you have accounts inside too.

You have not been able to get your hands on the recent Snowflake IPO. IF you have,... you wouldn't want to say never to buy stiff at IPO stage.