I have an active UOB and Citibank SG account for more than 10 years.

Citibank SG is sucks on their apps and internet banking

UOB so far doesn’t have any issue. Their VISA debit card both can be use online and oversea store

Going to SG in Late July. Will close my Maybank SG account.

I am thinking of opening either OCBC or UOB account as a backup local SG account in case DBS system went down.

Any comments on OCBC vs UOB? (Leaning towards OCBC as there's a branch on NTU's campus. But all 3 local banks have ATM on campus so not much of a problem)

DBS keeps spamming my cousin's SG address mailbox will T-bill notification letter every 2 weeks. I feel sorry for him.

OCBC and UOB don't send physical notification letters, an advantage, opportunity cost is 1k SGD tied-up inside OCBC/UOB account. Just don't know whether to choose OCBC or UOB?

Past users can share experience? Or sifu Ramjade ikanbilis?

SG banks are flushed with so much cash that banks are forced to lend them to MAS.

https://www.sinchew.com.my/20230619/%e7%8b%...b8%ad%e8%a1%8c/

The main objective is to have a SG bank account, not SGD15 reward

Can apply from online banking.

There's discrepancy between the T&C and some pages on ocbc website.

Statement Savings Account minimum balance and minimum deposit for non-resident based on T&C is 20k, but the app only requires 1k.

Is the 20k minimum balance imposed only after one year, and waive before that?  Looks like it. If ocbc treat Malaysians as non resident.

But what if ocbc treats Malaysians as residents and therefore only 1k required? I have no idea. Ocbc would know best.

To be safe, just apply for other accounts where the minimum balance is a lot less, and there's no different category for non-residents.

Only IC and Passport is required.

They only give the 2 accounts at first, you are free to apply any other accounts once application approved and u have access to online banking.

I had opened OCBC SG MBB SG CIMB SG as well. Nice!

i want to open dbs bank but they ask for card and pin? 😒