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Opening a Bank Account in Singapore
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Ramjade
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Jun 5 2024, 11:29 AM
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QUOTE(CommodoreAmiga @ Jun 5 2024, 11:12 AM) Can anyone with CIMB SG and MY account help me with this? Can you withdraw SGD from CIMB SG account using CIMB MY debit card? My accounts are already linked and can see online. I am going to SG tomorrow. π
Cannot. Also cimb ATM is found at one spot in Singapore, which is at their office. So not worth getting the atm card. Just go to counter and withdraw π
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Medufsaid
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Jun 5 2024, 11:34 AM
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Ramjade not worth it. S$5
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CommodoreAmiga
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Jun 5 2024, 11:37 AM
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QUOTE(hksgmy @ Jun 5 2024, 11:13 AM) I donβt have CIMB account but just wanted to wish you a safe trip and enjoy yourself in Singapore! Thanks bro! QUOTE(Medufsaid @ Jun 5 2024, 11:22 AM) open OCBC 360 or MBB sg bank account. you'll get debit card you can also transfer SGD to your Wise account. withdraw from sg ATM using Wise Debit card Aiya...i don't want to open account lah bro. Tomorrow go already. Lol. But yes, i actually thought just that, transfer from my CIMB SG to Wise SGD. Just now tested transfer SGD50 to see. It is pending review (i have submitted my internet bill) and the timeframe shows it should be done by 5pm if all goes well. Withdraw SGD using WISE from ATM got how much charges in Singapore? In Japan it was 100 yen for 2000 yen or something like that. Updated:Just found out. Now i remember there's 2 free withdrawal per month and as long as withdrawal is less than the limit, there is no variable fees charged. https://wise.com/help/articles/2935769/how-...th-my-wise-cardThis post has been edited by CommodoreAmiga: Jun 5 2024, 11:45 AM
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Ramjade
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Jun 5 2024, 11:42 AM
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QUOTE(CommodoreAmiga @ Jun 5 2024, 11:37 AM) Thanks bro! Aiya...i don't want to open account lah bro. Tomorrow go already. Lol. But yes, i actually thought just that, transfer from my CIMB SG to Wise SGD. Just now tested transfer SGD50 to see. It is pending review (i have submitted my internet bill) and the timeframe shows it should be done by 5pm if all goes well. Withdraw SGD using WISE from ATM got how much charges in Singapore? In Japan it was 100 yen for 2000 yen or something like that. Just use gxbank to withdraw money from any ATM card in Singapore. No need get cimb debit card. QUOTE(Medufsaid @ Jun 5 2024, 11:34 AM) Ramjade not worth it. S$5  I just saw the fees. Lol. This post has been edited by Ramjade: Jun 5 2024, 11:45 AM
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CommodoreAmiga
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Jun 5 2024, 11:46 AM
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QUOTE(Ramjade @ Jun 5 2024, 11:42 AM) Just use gxbank to withdraw money from any ATM card in Singapore. No need get cimb debit card. I just saw the fees. Lol. WTF...SGD$10 for linking??? Ok, WISE is the way.-The Mandalorian. This post has been edited by CommodoreAmiga: Jun 5 2024, 11:47 AM
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Medufsaid
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Jun 5 2024, 11:49 AM
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 wise fees
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CommodoreAmiga
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Jun 5 2024, 11:50 AM
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QUOTE(Medufsaid @ Jun 5 2024, 11:34 AM) Ramjade not worth it. S$5  $5 OTC. Niamah daylight robbery... Malaysia is better. btw, i am thinking, can we send MoneyMatch to WISE account? Moneymatch rates is better than WISE.
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!@#$%^
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Jun 5 2024, 11:51 AM
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QUOTE(CommodoreAmiga @ Jun 5 2024, 11:37 AM) Thanks bro! Aiya...i don't want to open account lah bro. Tomorrow go already. Lol. But yes, i actually thought just that, transfer from my CIMB SG to Wise SGD. Just now tested transfer SGD50 to see. It is pending review (i have submitted my internet bill) and the timeframe shows it should be done by 5pm if all goes well. Withdraw SGD using WISE from ATM got how much charges in Singapore? In Japan it was 100 yen for 2000 yen or something like that. Updated:Just found out. Now i remember there's 2 free withdrawal per month and as long as withdrawal is less than the limit, there is no variable fees charged. https://wise.com/help/articles/2935769/how-...th-my-wise-cardwise doesnt charge but do the bank atm charge?
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Medufsaid
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Jun 5 2024, 11:59 AM
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i linked wise virtual card to google pay. no surcharge when paying SGD in singapore. just that SMRT you'll have 60 cents daily surcharge as the Wise card is M'sia registered
only issue is is S$289 in paper money (wise withdrawal) sufficient for a sg trip
paper SGD i change in midvalley anyway. since it's still cheaper than moneymatch
This post has been edited by Medufsaid: Jun 5 2024, 12:02 PM
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Ramjade
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Jun 5 2024, 12:07 PM
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QUOTE(Medufsaid @ Jun 5 2024, 11:59 AM) i linked wise virtual card to google pay. no surcharge when paying SGD in singapore. just that SMRT you'll have 60 cents daily surcharge as the Wise card is M'sia registered only issue is is S$289 in paper money (wise withdrawal) sufficient for a sg trip paper SGD i change in midvalley anyway. since it's still cheaper than moneymatchHmmm. Maybe need to make yearly trip.
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CommodoreAmiga
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Jun 5 2024, 12:16 PM
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QUOTE(!@#$%^ @ Jun 5 2024, 11:51 AM) wise doesnt charge but do the bank atm charge? https://wise.com/gb/blog/atms-in-singaporeNo clear answers....  ...the charges could also depends on which Bank ATM. QUOTE(Medufsaid @ Jun 5 2024, 11:59 AM) i linked wise virtual card to google pay. no surcharge when paying SGD in singapore. just that SMRT you'll have 60 cents daily surcharge as the Wise card is M'sia registered only issue is is S$289 in paper money (wise withdrawal) sufficient for a sg trip paper SGD i change in midvalley anyway. since it's still cheaper than moneymatch I think i will just use PHYSICAL WISE card directly in Singapore. No advantage for GooglePay...no points unlike Samsung Pay. Can't remember how i pay for MRT there the last time....maybe using card? What card they use there?
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CommodoreAmiga
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Jun 5 2024, 12:35 PM
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QUOTE(Medufsaid @ Jun 5 2024, 11:59 AM) i linked wise virtual card to google pay. no surcharge when paying SGD in singapore. just that SMRT you'll have 60 cents daily surcharge as the Wise card is M'sia registered
only issue is is S$289 in paper money (wise withdrawal) sufficient for a sg trip paper SGD i change in midvalley anyway. since it's still cheaper than moneymatch Brow, what do you mean by this? WISE will charge 0.60 no matter how many times you use your WISE card for this within the day? Just checked and can't find my EZLink cards anymore....sigh.
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hksgmy
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Jun 5 2024, 12:50 PM
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QUOTE(CommodoreAmiga @ Jun 5 2024, 12:35 PM) Brow, what do you mean by this? WISE will charge 0.60 no matter how many times you use your WISE card for this within the day? Just checked and can't find my EZLink cards anymore....sigh. Those you can buy from SMRT station counters or 7-11 stores
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Medufsaid
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Jun 5 2024, 12:52 PM
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CommodoreAmiga 60 cents daily surcharge is by SMRT, as they will detect that your card is non-local. Surcharge is fixed no matter how many times u used. Download simplygo app and link to your debit card. You'll get the fare breakdown
As far as Wise is concerned, you can use SGD balance without any fee
Better check on the ezlink card. Monthly S$1 fee after expiry until balance is zero
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SUSTOS
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Jun 5 2024, 12:54 PM
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QUOTE(CommodoreAmiga @ Jun 5 2024, 11:12 AM) Can anyone with CIMB SG and MY account help me with this? Can you withdraw SGD from CIMB SG account using CIMB MY debit card? My accounts are already linked and can see online. I am going to SG tomorrow. π
I am coming back from SG tomorrow... When will you arrive at Changi?
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CommodoreAmiga
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Jun 5 2024, 01:06 PM
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QUOTE(TOS @ Jun 5 2024, 12:54 PM) I am coming back from SG tomorrow... When will you arrive at Changi? I am not flying this round....i am driving with relatives. Lol.
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SUSTOS
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Jun 5 2024, 01:09 PM
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QUOTE(CommodoreAmiga @ Jun 5 2024, 01:06 PM) I am not flying this round....i am driving with relatives. Lol. Boleh boleh. Welcome to SG then.
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hksgmy
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Jun 7 2024, 09:55 PM
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PSA:  3.45% interest for Premier Dividend Plus account holders with OCBC, subject to terms and conditions as listed in the flyer.
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Medufsaid
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Jun 9 2024, 11:09 PM
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QUOTE(Medufsaid @ Jan 8 2024, 09:30 PM) finally got time to do non-office hours comparison RM3.4955 market mid-rate as verified by Wise | | S$850 | S$8562 | | DuitNow | 2982.46 | 30042.11 | | MoneyMatch | 2992.40 + 5 | 30142.28 + 5 | | sunway money | 2993.45 + 8 | 30140.09 + 8 | | wise | 2991.81 | 30140.80 | | bigpay | 2988.15 + 4.5 | 30099.39 + 4.5 |
just want to update that DuitNow is actually more expensive than Wise at this hour (as reported by someone). not sure what changed of course, always good to compare before you convert every time This post has been edited by Medufsaid: Jun 9 2024, 11:10 PM
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PseudomonasSA
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Jun 10 2024, 05:41 AM
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https://www.hsbc.com.sg/international/open-an-account/Looks like HSBC Singapore accepts customers residing overseas. Has anyone successfully applied for HSBC SG account from Malaysia?
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