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 Opening a Bank Account in Singapore

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Ramjade
post Jan 12 2017, 07:13 AM

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QUOTE(Mikeyz @ Jan 12 2017, 06:19 AM)
I find Maybank service is not as great as before already after they had the retrenchment and branches closed down.
Yeah do update us . Thanks
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I already open my account with DBS bank.
TOMEI-R
post Jan 12 2017, 09:19 AM

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QUOTE(Ramjade @ Jan 12 2017, 07:13 AM)
I already open my account with DBS bank.
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Forget Tiger bank. We try not to have anything to do with Malaysia at the moment. laugh.gif

DBS didnt ask you for employment pass? tongue.gif
Ramjade
post Jan 12 2017, 09:24 AM

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QUOTE(TOMEI-R @ Jan 12 2017, 09:19 AM)
Forget Tiger bank. We try not to have anything to do with Malaysia at the moment. laugh.gif

DBS didnt ask you for employment pass? tongue.gif
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Nope. Because I told them I am a fresh graduate. sweat.gif
Banks in other country are run separably compare to the ones in Malaysia. Anyway, managed to open a CIMB account online (after getting DBS) so that I can make my DBS account "active" by transferring funds from CIMB > DBS > CIMB with my limited funds.

Will try and see if can get Standard Chartered/Maybank in my next trip. If can, will close my CIMB laugh.gif

Reason: CIMB only 2 branches doh.gif

But looking at exchange rate, CIMB TT rates are better than Maybank.

This post has been edited by Ramjade: Jan 12 2017, 09:25 AM
J_Vansen_S
post Jan 12 2017, 09:56 AM

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QUOTE(Hansel @ Jan 11 2017, 07:04 PM)
Bro,... for SGD deposits/withdrawals, it is still FREE,... please do NOT be confused,... everywhere in the world, the depositing of the natural currency of that country into the banking system is FREE, generally,... well, I don't know of any ctry that charges for this. Unless,... clients are encouraged to use the ATMs,.. in which case the charges would be minimal,...

The beauty of DBS earlier was : EVEN THE DEPOSITING AND WITHDRAWAL OF FOREIGN CURRENCIES WAS FREE ! When this happens, we can control the spread of currency exchange already,....anyway,... there is no more of this free meal,.. so, no point talking abt this anymore, unless another bank starts to open up too.
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Yea of course,sgd is free; i was referring to foreign Currency; as i park my usd & aud in DBS Spore on the MCA account.
Reason opened MCA account previously was to benefit from the foreign real time exchg without any % penalty
My worry now is that, even for TT incoming/outgoing foreign currency whether they charge that % or this applies only over counter transactions.

Yea free meal no more~!

This post has been edited by J_Vansen_S: Jan 12 2017, 09:58 AM
J_Vansen_S
post Jan 12 2017, 10:01 AM

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Those who already have a DBS Account, any luck opening DBS vickers trading acc?
TOMEI-R
post Jan 12 2017, 10:46 AM

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QUOTE(Ramjade @ Jan 12 2017, 09:24 AM)
Nope. Because I told them I am a fresh graduate.  sweat.gif
Banks in other country are run separably compare to the ones in Malaysia. Anyway, managed to open a CIMB account online (after getting DBS) so that I can make my DBS account "active" by transferring funds from CIMB > DBS > CIMB with my limited funds.

Will try and see if can get Standard Chartered/Maybank in my next trip. If can, will close my CIMB laugh.gif

Reason: CIMB only 2 branches  doh.gif

But looking at exchange rate, CIMB TT rates are better than Maybank.
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Yes for CIMB, you only need to open an account online and transfer some funds over (FAST transfer) from another Singaporean bank to enable account opening.

When you told them you are a fresh graduate, dint they ask you for your student visa etc?

This post has been edited by TOMEI-R: Jan 12 2017, 10:47 AM
Ramjade
post Jan 12 2017, 11:02 AM

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QUOTE(TOMEI-R @ Jan 12 2017, 10:46 AM)
Yes for CIMB, you only need to open an account online and transfer some funds over (FAST transfer) from another Singaporean bank to enable account opening.

When you told them you are a fresh graduate, dint they ask you for your student visa etc?
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I gave them my national competency exam results. They actually never look at it at all.
TOMEI-R
post Jan 12 2017, 11:16 AM

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QUOTE(Ramjade @ Jan 12 2017, 11:02 AM)
I gave them my national competency exam results. They actually never look at it at all.
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No wonder la.. tongue.gif Your earlier statement gave a lot of hopes to people hoping to open an account in Singapore. Just to clarify bro Ramjade is studying in Singapore and thus allowed to open an account there.

This post has been edited by TOMEI-R: Jan 12 2017, 11:26 AM
Ramjade
post Jan 12 2017, 11:20 AM

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QUOTE(TOMEI-R @ Jan 12 2017, 11:16 AM)
No wonder la.. tongue.gif
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I told them I am just graduated. So not working yet. So no tax no. SO they put my occupation as graduate. But the worker said not working means not working. No need to say graduate or what. ranting.gif
Hansel
post Jan 12 2017, 11:41 AM

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QUOTE(Ramjade @ Jan 12 2017, 11:02 AM)
I gave them my national competency exam results. They actually never look at it at all.
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QUOTE(TOMEI-R @ Jan 12 2017, 11:16 AM)
No wonder la.. tongue.gif Your earlier statement gave a lot of hopes to people hoping to open an account in Singapore. Just to clarify bro Ramjade is studying in Singapore and thus allowed to open an account there.
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Bro Ramjade,... you studied in Sgp,... you should not have prbs at all,..... mad.gif mad.gif Shouldn't even be talking here on opening of bank accounts in Sgp,... just tell then you graduated from there,...
Hansel
post Jan 12 2017, 11:44 AM

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QUOTE(Ramjade @ Jan 12 2017, 11:20 AM)
I told them I am just graduated. So not working yet. So no tax no. SO they put my occupation as graduate. But the worker said not working means not working. No need to say graduate or what.  ranting.gif
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Hmm.... they are feeling 'bad' that they have no choice but to open accounts for you, because you studied there. hmm.gif hmm.gif

I suspect the Lions are beginning to have prejudice on us wanting to open accts there. They're beginning to detect something, maybe they're in this forum.

This post has been edited by Hansel: Jan 12 2017, 11:46 AM
Ramjade
post Jan 12 2017, 11:44 AM

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QUOTE(Hansel @ Jan 12 2017, 11:41 AM)
Bro Ramjade,... you studied in Sgp,... you should not have prbs at all,..... mad.gif  mad.gif Shouldn't even be talking here on opening of bank accounts in Sgp,... just tell then you graduated from there,...
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I wished I studied in Singapore. If I studied there, definitely won't be problem to open. Unfortunately I don't.
ShinG3e
post Jan 12 2017, 11:52 AM

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QUOTE(Ramjade @ Jan 11 2017, 07:34 PM)
For me Maybank MY no reply until now. Already 1 month +. No call nothing, no package.

Since I everyday I wait, chances of opening are becoming slimmer. Decide to head down myself.
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urm? still no reply? i already got mine before NY including the card and security token device.

and they call me everytime i dropped them an email thou.
Ramjade
post Jan 12 2017, 11:56 AM

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QUOTE(ShinG3e @ Jan 12 2017, 11:52 AM)
urm? still no reply? i already got mine before NY including the card and security token device.

and they call me everytime i dropped them an email thou.
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No reply la. No package also. Why else would I go down Singapore if Maybank can open. Maybe you are lucky. I went Maybank Shah Alam. Useless. Should have follow your advise and go Maybank 1 Utama.
ShinG3e
post Jan 12 2017, 11:58 AM

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QUOTE(Ramjade @ Jan 12 2017, 11:56 AM)
No reply la. No package also. Why else would I go down Singapore if Maybank can open. Maybe you are lucky. I went Maybank Shah Alam. Useless. Should have follow your advise and go Maybank 1 Utama.
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Btw you drop the email to SG or MY maybank?

perhaps maybank shah alam not efficient. maybe. blink.gif
Ramjade
post Jan 12 2017, 12:04 PM

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QUOTE(ShinG3e @ Jan 12 2017, 11:58 AM)
Btw you drop the email to SG or MY maybank?

perhaps maybank shah alam not efficient. maybe.  blink.gif
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What do I say to them? I don't have like a complaint number (a reference number for the customer service to check) I am sure Maybank SG will not divulge out their customer application info just like that.

This post has been edited by Ramjade: Jan 12 2017, 12:05 PM
ShinG3e
post Jan 12 2017, 12:07 PM

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QUOTE(Ramjade @ Jan 12 2017, 12:04 PM)
What do I say to them? I don't have like a complaint number (a reference number for the customer service to check) I am sure Maybank SG will not divulge out their customer application info just like that.
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try email them about your application status @ CallCentre@maybank.com.sg

that's how I get my update twice in a week. Put down your phone number with country code and let them know to call you instead of email.

edit: before they update you about the application status, they will verify certain info with you first (IC number, type of account opened etc...)

This post has been edited by ShinG3e: Jan 12 2017, 12:08 PM
Ramjade
post Jan 12 2017, 12:14 PM

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QUOTE(ShinG3e @ Jan 12 2017, 12:07 PM)
try email them about your application status @ CallCentre@maybank.com.sg

that's how I get my update twice in a week. Put down your phone number with country code and let them know to call you instead of email.

edit: before they update you about the application status, they will verify certain info with you first (IC number, type of account opened etc...)
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Will try to email them and see. smile.gif
antichrist
post Jan 12 2017, 12:50 PM

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Hi everybody, if i bring SGD cash like 1000SGD, i'm not SG PR nor employee of SG, can I open savings acc in Maybank SG? because web stated all savings requires PR or employment letter to apply
ShinG3e
post Jan 12 2017, 12:52 PM

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QUOTE(antichrist @ Jan 12 2017, 12:50 PM)
Hi everybody, if i bring SGD cash like 1000SGD, i'm not SG PR nor employee of SG, can I open savings acc in Maybank SG? because web stated all savings requires PR or employment letter to apply
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Do you have an existing maybank MY account?

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