Rentals collected by Trustee-Mgrs for my REIT counters are denominated in foreign currencies. Dividends are paid out in the SGD. When conversion takes place to pay unitholders their dividends, the resulting SGD dropping-in is lesser compared to the previous corresponding period.

Hedging cannot help much in some ctrs,... egs, Frasers Logistics and Industrial Trust (the AUD-to-SGD), EC World REIT (the RMB-to-SGD) and iREIT Global (the Euro-to-SGD). You can see this effect from their recent quarterly reports....

Hence,... I will be forced to take do some workarounds.

Inflation numbers came in bad today, bro,... MAS may ease again in the April mtg next year....

Bro,... let me help you,...

Do you have the CIMB SG User Id and Password for you to sign-in into your CIMB SG session ? You are only able to operate on your funds inside the CIMB SG Acct after you sign-in into your CIMB SG Acct... and not from inside your CIMB Msia session.

Similarly, for myself.... inside my CIMB SG session, I am able to see my funds positions, but I am not able to move the funds out from my CIMB Msia Acct to any other banks inside Msia if I do not sign-in to my CIMB Msia Acct.....

Sometimes, I do deposit in funds from Canada and Australia into my SG bank acct.. No issue at all.

I believe one's records with MAS has to be clean,... it's worthy to put in effort to preserve the good record with MAS.

No, they don't,.... the wire-transferred funds will just flow straight into your bank accts if all your details are right ? Well,... at least I have not had any problems when I wire-transferred back amts in the region of 6-figures.

Don't action-lar, bro,....

MAS will weaken the SGD soon !

That would be me !!

Let's see the results from Showtime again,... whether waiting like what you are doing now is right or always staying invested like myself is right,... but don't chg the goalposts-lar,...

When you invest into the UK and the HK mkts, are you investing for dividend or for capital gain ?

Yes, you can, bro,... but you will need an SG Bank acct to subscribe for the SSBs. Every mth, there will be a launch and the pattern of the interest rate seems to be trending down in the last few series.

You can withdraw prematurely, but you will only get your money at the beginning of every month.

Google 'Singapore Savings Bond'.

Yes, you are right. The thing is, if you do TT'ing into and out from the brokerage acct into your Msian bank acct, the charges are high. And you may experience exchange losses.

Without an SG bank acct, you can't access the cash with your hands. You are very much 'tied-back' the the Msian Ringgit, per se,...

You can transmit your funds back with cheaper cost and with a better exchange rate if you use an SG bank, rather than via a brokerage.

If you have a CIMB SG acct., you will get good exchange rates and at the same time, be able to access your funds immediately when you do a 'transfer'. But to do this, you need to have both CIMB SG and CIMB Msia accounts.

You can withdraw Singapore Dollars to use via an ATM in SG if you have an SG bank acct...

In short, you can't access your SG funds in SG and for usage in any other parts of the world if you do not have an SG bank acct... but if you're saying that you don't wish to access SG Dollars, then your method is fine.

Emm,... bros,.. I experienced that you can't buy the above PE Bond Funds via DBS Treasures and FSM. Just fyi,..... Yes, can buy over DBSV. Don't have acct in MKE,...

You guys think too much. If you keep fretting and pondering all these matters day and night,... you WILL attain high-risk factors for the illnesses you mentioned.

I noticed many in the world today want to invest - this is a short cut to a happier life. No quota to achieve, no bosses to fear in case your appraisal is not good, and no strict time-schedules.

This is a synonym. Well, that's fine too,... everybody wants to be his own boss too, right ? Must be something good in this.

During young times, we go under employment. Needed to report to bosses.

Then age catches-up, we develop mentally and emotionally, start having a conscience, etc,... then we feel we want to be our own bosses and start a successful business. Some 'overdid it and listed a company'. When this happens, they have to report to shareholders and to the board of directors. Initially, with the fame and reputation, they enjoyed it. Then when reporting season comes, they start to hate meeting shareholders.

One director of a developer company had to sneak out and escape from the back door when questioned by the shareholders and purchasers.

When age catches-up further,... we preferred to invest. Let the companies do the work and we put money into the companies. However, this is easier said than done. If one has not learnt the ropes from young, chances for losing money will be very high.

Bro,... a quicker way would be to open a CIMB Msia acct and link this acct to fast saver CIMB SG.

You can convert back immediately AND ACCESS YOUR FUNDS IMMEDIATELY BY GOING TO A CIMB MSIA ATM.

Rates are good too,... NO need to develop headache over porting over to Instarem first.

Ok... hmm, SG address or work pass seems important for some organizations.

Congrats, bro,....

Yes bro,... you can. Just follow the steps in the CIMB SG website. If you have a CIMB Msia account, you can use this acct to transfer in the SGD1000 to activate your acct...

After you bank-in the SGD1k, you need to wait one day for the acct to be activated.

Sometimes, CIMB SG may ask you to send them again some identification documents because they may have 'lost ' the earlier documents you emailed to them. Just follow their requests.

No issue, bro,...

Bro,...

Hi bro,...

For myself, I will just fill-up one standard W8-BEN Form, scan it into my notebook, and store it nicely among my Documents. Whichever FI that asks for this, I will just email them if I am allowed it. But if they wanted originally signed copies, I will print out and send to them.

Since I am Tax Resident of Malaysia and this WILL NOT change, my form will not be dynamic, so,... no issue.

For multi-country residents, they have to be more careful in case the tax authorities of their second or third countries started querying and asking for Tax Residency Statuses.

This is especially so for those who have properties in second and third countries.