You are correct,
Maybank iSavvy 1.30% need min SGD50k.
If not is 0% interest, still CIMB FastSaver saving account is the highest 1% for min 1k.

Yes you can deposit FD via maybank2u


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Thank you.
just managed to search Maybank iSavvy TimeDeposit.
interest rate not that attractive. is like not more than 0.25%

only is >50k, 1.40% which is same with CIMB Singapore promotion FD, but CIMB require > 20k only

You do not open SG account for their FD That's the worse way to make your money work for you.

I want to put my SGD money there, in case RM drop a lot.
Later SGD can use to convert USD.

What you guys open Spore account for wat purpose?

Just convert RM > USD. You do know there are multi currency account in SG which can hold USD right? The RM is strong. Use this current opportunity.

Rather than trying your luck with SG FDs, you are better off with SSB. Higher 1 year rate study vs FDs. Flexible to withdraw anytime.

Use SGD to invest in dividend stocks, get dividends, pump back in, increase your dividend payout

RM is strong now, not a good time to change RM > USD.

In order to have SSB, I need to have OCBC, UOB, DBS/POSB bank. Malaysian not working Spore can only have Maybank, CIMB spore.

RM is strong means you get more USD/RM = cheaper.
If you convert when RM is weak,

Wrong. Me and few people here have prove that even if we are not working or have anything in SG, you still can open account.

If you want high interest account, this might interest you.
https://heartlandboy.com/citi-maxigain-savings-account/

2 catch
1) you need to be there in person to open
2) subject to whether Citibank approval in opening account.

This post has been edited by Ramjade: Apr 15 2018, 11:09 AM

It is easier to get DBS savings acc. Kindly refer to earlier posting.

I m not working in Sg yet I have OCBC and Stanchart acc.

Hi, can I know which post you refer to as "earlier posting"?
I want to read and survey it

The whole thread. That's what I have been asking you to do. Looks like you didn't do your homework

ppl here said can open OSBC spore. you only said only Maybank iSavvy, CIMB Fast track.

U may email d bank customer service and enquire too.

I wrote a detail step by step on how to open a DBS account before. From your reply, looks like you didn't read through the whole thread. If you don't want to take time and read, then I can't help you.

DBS, OCBC, UOB, you need to be there. Maybank is for those don't want to be there. Cimb is for those already have a SG bank account in the first place.

This post has been edited by Ramjade: Apr 15 2018, 11:08 PM

Oh, okay, then I read your post by searching your profile and message. thank you

Does anyone know whether DBS/POSB require malaysian the tax file number when opening an account??

Yes. But you can open without one if you can give them proof why you don't have one

just give Malaysia Income tax number will do.

Thanks. I notice they also need proof of address. Is malaysian IC enough? I don't have any bills showing my address. Living with parents. Can I give my parents bill?

Alternatively how can I can a document/bill quickly in the next few days to state my parents address?



This post has been edited by dakr: Apr 18 2018, 11:01 PM

He haven't even open account yet.
Give your IC or bank statement. Both must match. If don't match then can help you.