there is a reason why people who talk about attempting to get a job in the UK are scoffed at - it's not easy. There is no guarantee that you'll be able to get a job in the UK after you graduate, which will only bring you back to Malaysia in a RM400k debt and you'll spend god knows how many years trying to pay that back working in Malaysia. As much as the UK sounds very inviting/promising for a better future,

Go to Singapore.