vdfoo: seller owes the bank more than my loan amount. he has to settle that difference due to fault on his behalf. so wondering can he use the ernest deposit to pay the difference between his final settlement amount and my loan. *seller does not have money on hand to settle the difference.

I am the purchaser. would like to know normally what happens to the ernest deposit.

And you as buyer need not worry anything about commission at all......just make sure you come up with diff sum and your bank draw down to make up the total... that it. The rest is the vendor/seller problem...