I'm a fulltime webmaster and I've managed to secure a home loan for RM590K. And this is my first property.

What the bank need from you is basically the same with other individual. You need to convince the bank that you have sustaining income to service the loan.

Here's what they need:
1) Income supporting documents. Print your paypal and bank statement. Depending on the bank, you may need to print 3, 6 or 12 months of both statements.

2) Income tax. Pay your taxes. If you've been doing it for years, you should be safe. If not, start doing so. Submit your tax form attached with a copy of payment receipt together with your loan application.

I've got my loan from PBB. I had a bank account and hire purchase with them and I use their western union service. So I assume they had all my transactions details and credibility which could help with obtaining the loan.

If you did your transactions under one bank, try obtaining a loan from them.

And last, as per leongal advise, talk to bankers. They can provide much accurate information.