Sorry if i post wrong thread, currently i need cash urgently, can i know which bank offer personal loan by using credit card to apply...?

i am holding maybank, and cimb credit card.

Maybank have one card feature called cash treat, but it needs to deducted available credit limit, which i think i my credit limit is insufficient, due to i have using it for 0%installment.

how about cimb ? i cant find any personal loan related to credit card.


And about hong leong bank personal, can i using my cimb/ maybank credit card to apply without submit others documents such as bank account, ea form..

Ps: i am very confuse about Hong leong bank personal loan cos what i saw from their website stating that customer needs to submit copy of ic, and credit card only. but when i called their customer representative, the girl insist that i need to submit lots of document such as epf statement...and..so on

as i see , u are not friendly at all,do u think yourself as a moderator since they also didt deleted my post

dont you see that my question is regarding from credit card feature such as Cash Treat? mean while i got the personal loan application form today, as state on the form, the bank does need only copy of ic ,and credit card , from the credit holder,.(but it only apply to their existing customer only)...cos they already have credit holder info ,ic no,..and so on in their system . (the bank officer told me)


capacity to repay loan ? if they think so, they would request furture document such as income statement and so on,thats not a big deal at all...


i not try to trick bank , as i said, i need cash urgently, so the more, less document and procedure to prepare, the more convenient for me.. every person some times have hard time, do you think we like to borrow money if not urgently need it as well ? sound like u are too rich and look down poor ppl ist ? perhap, u might be paid cash directly to bought car or house ist ? no need to borrow single cents from bank la,


PS: by the way, i already found of way the settle my situation, as i no need to take any cash advance nor personal loan to cover it. no worry

This post has been edited by yks8845: May 18 2010, 02:14 AM