What card you talking about? CIMB/DA, PBB, Citibank and UOB can convert any transactions into installments but you will be imposed interest charges or upfront fees.

Anyway just wait lah as the new iphone coming out soon and meantime go apply for a card that is accepted by DiGi.



what bank cc more easy get? can recommend?

Yes. But they changed the rule already. The new rule comes into effect on 1/1/10. Before 1/1/10, they will charge you RM10 if you want to close the account even if you've been using the account for more than 10 years. But they won't charge you anything now if you close the account after 6 months from the date you opened the account. For basic savings/current account, it's 3 months and they won't charge you anything. The rule is now similar to CIMB Bank's and RHB Bank's.
Only 80% of the total amount pledged. The minimum credit line for HSBC VISA Platinum is RM30,000. So one will need at least RM37,500 to get the card.
Yes and this rule has not changed. It is still 1:1.