May 8 2010, 02:58 PM
QUOTE(hye @ May 8 2010, 01:42 AM)
Slight add on to this info. For HSBC somehow they do track your application with other banks.
If you apply 3 cards at the same time and one of them is HSBC ... HSBC auto throw your application to the trash can.
Just to comment on this. Whenever you apply for CC (or other loan facilities), a record will be put into your CCRIS with status like "Pending approval" or something. I knew this becoz last time when I went to BNM to get my CCRIS report, I saw my-then-pending credit card app from EON Bank with the credit limit shown.If you apply 3 cards at the same time and one of them is HSBC ... HSBC auto throw your application to the trash can.
Obviously if your credit card is approved, the ccris will show this as your loan facility. If not approved, the record will be removed in the following month. So it's possible for HSBC to check from your CCRIS how many credit card apps you've pending for the current month.
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