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 Credit Card v10

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aspire9838
post Jun 9 2010, 09:26 PM

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QUOTE(Itori @ Jun 9 2010, 09:02 PM)
I've decided to apply for CIMB CC, how long does it take to be approved?
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1 Hours For VI & World Card In Pavilion KL open daily from 10am to 5pm (Mon-Sun)
aspire9838
post Jul 18 2010, 07:33 PM

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QUOTE(hye @ Jul 18 2010, 07:25 PM)
PremierMiles is actually one step above Citi Platinum card. It is the Signature series under VISA family
Here's the general hierarchy Classic -> Gold -> Platinum -> Signature -> Infinite
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Yes. I Agreed. But when i call Citibank Platinium No 03-2383-1010 to activate my Premier Miles Card the C/S ask to call General Customer Service Line, She claim that P.Miles Visa Signature is one step below Platinium Card. rclxub.gif
aspire9838
post Jul 18 2010, 08:57 PM

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[quote=bingozero,Jul 18 2010, 07:41 PM]
Citibank lower the grade of Premier Miles and cash back platinum card to hit the market.
But one think i am not sure that if I take the cash back platinum /premier mines card to apply another bank cc, will they approve for the same class cc?
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[/quote



Citibank Premier Miles Card offer me 6 figure credit limit. , Even EON bank requier min 40K Credit limit to apply for thier Visa Signature Card . Diffrent Class

aspire9838
post Aug 2 2010, 05:47 PM

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QUOTE(rockefeller @ Aug 2 2010, 05:41 PM)
Anyone here have the Citibank PremierMiles card? How much CL do they give?
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Mine 85K Premier Miles Card
aspire9838
post Aug 2 2010, 10:34 PM

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QUOTE(rockefeller @ Aug 2 2010, 10:05 PM)
is this your first citibank card or you have citibank cards before?






Added on August 2, 2010, 10:06 pm

i know that but generally speaking. used to be two to three times your gross salary but with introduction of premium cards like visa infinite and world mastercard, it seems it can stretch up to 5 times monthly salary? is that the case?
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Frist time Citibank card member.

aspire9838
post Aug 2 2010, 11:27 PM

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QUOTE(rockefeller @ Aug 2 2010, 10:49 PM)
may i know your cards from other banks how much limit? that's if you dont mind la smile.gif
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HSBC Gold MC - 110K
aspire9838
post Aug 3 2010, 04:48 PM

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QUOTE(gastacopz @ Aug 3 2010, 01:56 PM)
drool.gif  drool.gif

110K oooo...mine only 8K oooo..but of course never reach CL from the time i get the card until now...
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Starting from C/L RM40K take 10 years to reach that kind of limit. rclxub.gif
aspire9838
post Aug 3 2010, 10:35 PM

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QUOTE(rockefeller @ Aug 3 2010, 09:40 PM)
serious? 10 years from 40k CL to reach 110k? Wah so long! which bank always increase yours? or must request?
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HSBC - Auto Increase bit by bit......... rclxub.gif

UOB - The Worst Bank - Incraese from 10K to 15k after 13 years of card member vmad.gif


aspire9838
post Aug 3 2010, 10:59 PM

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QUOTE(MilesAndMore @ Aug 3 2010, 10:45 PM)
I guess it differs on case by case basis. For someone that i know, it just so happens that UOB Bank has been the most generous bank to him to date. He started using a classic UOB Bank MasterCard in the late 90s and the credit line was only a few thousands Ringgit. Then the card was upgraded to a Gold card a few years later and UOB bank had also increase his credit line a few times. Just a few months ago, he received a new Preferred Platinum MasterCard and it comes with RM30k credit line. This is like 14x his monthly gross salary !!! But then, he never defaulted on his payment.
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Yes, I never defaulted any card payment for the last 13 years. I just keep the card coz is free for life and auto debit for utility bills only.

aspire9838
post Aug 5 2010, 07:46 PM

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QUOTE(changjie83 @ Aug 5 2010, 01:54 PM)
hello,

i received a call yesterday from bank to check some personal info, telling me my credit application is in process, but i didn't apply from that bank. do it mean i got high chances to getting a cc from that bank sooner?
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sweat.gif

Advice you to call the bank who check your personal info. Normally Pre-Approve Card will straight send you the card.

Please check the billing info and card collection address from them for safety reasons.

aspire9838
post Aug 10 2010, 06:00 PM

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QUOTE(winner @ Aug 9 2010, 10:26 PM)
DAMN it!!! Last Friday I used my SCB JustOne card to swipe RM1200 at a furniture shop. I kept reminding the retailer to select credit function. The transaction successfully went through and I just looked at the amount correctly without checking the card number on the transaction slip.

To my surprise, when I checked my transactions online just now, I noticed that the transaction done at the furniture shop on last Friday was actually from the debit card. And the stupid retailer made me lost 5% cash back. This is the danger of the credit cum debit card.
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Is the merchant use AMBANK Terminal...?

If Yes, AMBANK terminal will force to go on Debit then Credit.

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