Hi all Sifus! I would like to hear your sage advice!

I'm a 23 yo working adult seeking which CC to apply.

What I'm looking for is:

1) Flexi payment plans.
2) Secure with no hassle booking things
3) Good services. (Maybank is out of the question)
4) My salary per annum is 18000 range.
5) May use autopay for bills

Currently my eye is on Citibank and also CIMB. I still feel Citibank is my first choice.

Any thoughts on that?

not sure oh... some people complain about their service to me before. Some okay la... Like payment and stuff. Plus, with my salary cannot apply maybank lah... their requirement high.

CIMB's ipay plan i hear only limited time? Till the end of this year... But all documents that I provide to them will not be returned right? Meaning If I give them my original payslips, sure they take it from me...

I like CIMB because used their online services for quite some time already.

Any other options that CIMB and Citibank?

First time apply mah... I donno the documents needed to be provide or what.

y have to cross? security reasons?

I've decided to apply for CIMB CC, how long does it take to be approved?

WOW!!! That FAST?! Talk about business... Anyway, salary too low to apply for those too.

Is it? I'm going to apply at KL Sentral station branch. Hope can get next week approved.

Just submitted my application in KL Central CIMB. Today just give them documents and they say within 7 - 10 working days. So now at waiting period lor...