If you click on the application requirement for Visa Signature in the EON Bank website, existing other bank cardholder
for at least one year with a minimum CREDIT LINE of RM40,000 and a copy of the other bank credit card front and back.
That mean, the minimum credit limit for the Visa Signature is only RM40,000. Very low. Even my Amex Gold Credit Card credit limit is much higher that that. What sort of Visa Signature is that ? A "beyond Platinum " status with a Gold credit card limit ?

When SCB VI was opened to public last time, the customer service told me minimum income to qualify is RM150,000
per annum and minimum CL offered is RM60K. My application on the SCB VI was approved with CL of RM70K. Well, if compared with my CIMB WORLD MasterCard, at the time it was launched last year, the minimum CL CIMB offered is
RM100K based on the minimum income of RM240K. That's why when EON Bank launched the VISA Signature Card, minimum CL only RM40K is very low compare with CIMB or SCB on their " beyond platinum " card. If EON Bank starts giving min RM40K CL to the public, what kind of standard are we looking at " beyond platinum" cards ? Later on, someone will claim to have much lower limit on the Visa Signature.

Surprisingly, nowadays banks like SCB is downgrading their Platinum Card status to Classic Card status by giving low CL RM1K to RM3K. It seems that SCB are so desperate in getting customers. Do you know that, 15 years ago almost all
banks offering minimum CL of RM15K for Gold Credit Card and minimum RM5K for the Classic Card. But now, you can't get that kind of minimum CL these days. What can you do with a RM3K platinum cards nowadays especially those who travel overseas and for entertainment and business expenses.

I agree with U, bro.

I just received my new Citibank Cash Back Platinum Card from Poslaju yesterday.
I noticed some unsatisfied features comes with this card. The normal generic Citi Platinum card (annual fee RM600) comes with the standard platinum letter with the Platinum Priority Hotline (03-2838 1010). But, this new cash back platinum card comes with the normal welcome letter like the gold and classic cards.

There's no Platinum Priority Line (03-2383 1010) indicated in this letter. Only the normal 24hr Citiphone Banking (03-2383 0000) for the Cash Back Platinum members to call in. When I try to call the automated Platinum Priority Line, only my other two normal VISA and MasterCard Platinum account is listed in the voiced automated service but not for this cash back account.

The CL is sharing 50% of my existing normal Citi Platinum cards. The so called "platinum exclusive" only provides complimentary Retail Protection Plan, 24hrs Personal Concierge Service and discounted Healthcare from KPJ Hospitals. Annual fee Rm195 per year. I don't think this cash back card is a TRUE platinum card. It's very similar to a gold credit card with the word " PLATINUM" print on it.

Further I noticed, cash back will be automatically credited into one's account when the accumulated cash back for a particular month reaches RM50. Otherwise, the cash back will be carried forward to the following month. And I was not informed earlier by the Citi salesperson when applying the card. I don't experience this hassle on my other rebate cards.

Anybody noticed this? Thank you.

Same as me too. Amex Gold CC still the best in MR points. And its free for life.

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Added on June 20, 2010, 12:52 pmYup, member since 1994. TQ.

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Added on June 20, 2010, 12:54 pmGotcha, bro. Thanks.

This post has been edited by Centurion Lee: Jun 20 2010, 12:54 PM

I agree with you. I was at the Mid Valley Maybank Treat Fair yesterday. The new Maybankard World MasterCard is already open to public to apply. To apply, they need your photocopy World MasterCard from other bank and your IC. Annual fee RM1000 and RM1500. No 1st year waiver. They asked a copy of my CIMB World MasterCard and IC to process the application and the new card will be issued in 1 hours. CL will be given the same as my other bank CL. I didn't apply due to the annual fee charged for 1st year. I was surprised, CIMB has their Enrich World MasterCard which is strictly on invitation gives 1st year annual fee waiver on the RM888, where MBB is charging the fee and start to open to public to apply.

I just called up RHB Visa Infinite Priority Hotline, the CS told me the RHB Visa Infinite Card is not open for public. Only open for invitation for those who have large deposit in Premier Banking. They don't even invite existing RHB Visa Platinum to upgrade. Only reserved for Premier Banking.

I agree some of the info given by the CS is not accurate when I check with RHB. Most of these cards upgrading or conversion is being done by another department. By the way, how many years have you been a RHB Visa Plat before they upgrade your card? Any annual fee charged for the 1st year? If yes, how much is the annual fee ? Thanks.

Hi, rockefeller. Is there any minimum spending or how much did you spend before Maybank waive your Amex Platinum credit card ? Did they waive it on the spot or have to wait few days for them to call you ? Thanks.

Thanks.

May I know which bank has raised the standard for both cards and is it the entry requirement has been raised ? Thanks.

Oh, I see. Thanks.