guys, just want to ask if the cc statement due date is 23, does it means 23 is the last day to made payment or before 23 inorder to avoid interest charge?

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Added on June 21, 2010, 10:53 pmguys, just want to ask if the cc statement due date is 23, does it means 23 is the last day to made payment or before 23 inorder to avoid interest charge?

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Added on June 21, 2010, 10:53 pmguys, just want to ask if the cc statement due date is 23, does it means 23 is the last day to made payment or before 23 inorder to avoid interest charge?

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Added on June 21, 2010, 10:54 pmguys, just want to ask if the cc statement due date is 23, does it means 23 is the last day to made payment or before 23 inorder to avoid interest charge?

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Added on June 21, 2010, 10:54 pmguys, just want to ask if the cc statement due date is 23, does it means 23 is the last day to made payment or before 23 inorder to avoid interest charge?

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Added on June 21, 2010, 10:55 pmguys, just want to ask if the cc statement due date is 23, does it means 23 is the last day to made payment or before 23 inorder to avoid interest charge?

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Added on June 21, 2010, 10:55 pmguys, just want to ask if the cc statement due date is 23, does it means 23 is the last day to made payment or before 23 inorder to avoid interest charge?

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Added on June 21, 2010, 10:55 pmguys, just want to ask if the cc statement due date is 23, does it means 23 is the last day to made payment or before 23 inorder to avoid interest charge?

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Added on June 21, 2010, 10:57 pmguys, just want to ask if the cc statement due date is 23, does it means 23 is the last day to made payment or before 23 inorder to avoid interest charge?

This post has been edited by jonuslee: Jun 21 2010, 10:57 PM

23 is the last day..but do check with the bank see what time is their closing time..

He's too desperate till keep posting in almost every single minute.

Sorry guys. my line very lagging. so i keep refreshing.

my PA pay not alot bro.. but my claims are crazy!! easily burst the RM10K CL... but MBB die die dont want to increase... it's really amazing actually.

anyway... I will look for a card later when overseas...

The easy way out is to just get another card. That should hypothetically double your CL.
There's no need to rant about MBB (or any other bank) not giving you a higher CL. If they don't want to give you then so be it.

I don't even bother to apply for CL increase from MBB as I know the chance is pretty slim. So far I satisfy with whatever amount that is being offered to both CC from MBB. One from MBB conventional banking and the other is from MBB Islamic banking. Both are using separate CL.

hi there, wanna ask

if i cash out rm 30k (credit limit) of hsbc credit card,

after i make easy pyment method (total rm 60k devide by 24, i have to pay rm 2500 per month)

so the question is:

1. i can pay 5% from rm 2500 for every month payment rite?

2. how much is the interest (generally) if i pay only 5% from rm 2500?

please advise

I don't know your "If I cash out 30k and I make easy payment (total 60k)" got related to each other or not since it is impossible for you to do easy payment method if you withdraw through ATM UNLESS you made it at those "merchant" that offering this kind of easy scheme method.

Answer to your questions.

1. Yes, you can pay minimum the remaining balance will be kena 1.5% a month from statement date, not remaining balance on payment date.

2. 2350 x 1.5%

Guys,yesterday I need some urgent money and I went to atm and took out my CC to withdraw. When I click wanna take RM 1,000 then no money come out and got 1 receipt showing transaction accepted , will I get charge RM 1,000 because I didn't even receive the money ?

Hi Guys,

Both of you are right when it comes to applying another card. However I would want to avoid making our gomen RM 50 richer by having additional cards.

Well, I guess at the end of the day I will need to just keep 1 card and try to get CL as high as I can..

Contact your bank fast !

Show your income statements to the bank. If you have a good payment pattern, I do not see any reason why your request is rejected. It will be a different story if your CL has just been increased recently. Banks have their own policies too and can't keep increasing your CL within a short period. Besides, if you only earn RM2000 to RM2500 per month and no other proof of income and savings, it is not right to request for a higher CL too.

Hi Winner,

I agree with your statement whereby banks have their own rules too. Sadly this rule is not shared to the public thus raising questions marks everywhere for credit card users.

The last time I request for a higher CL they increased it by RM2K & that was like 4 years ago. Anyway... I will take your suggestion to re-visit maybank and get them to increase my CL.

keep the receipt and contact you cc issued bank .



PS:oh, i heard some ppl said if you make cash advance, it will affected you future loan application, they said cash advance is directly show us to bank that we have financial problem...
don know true or not ?
i wonder ccris will show out cash advance transaction ??

This post has been edited by devour: Jun 22 2010, 02:31 PM

I believe the CCRIS records will only be flagged when you miss a payment. Basically it means that as long as you pay the bank promptly, there shouldn't be a problem with your CCRIS records.

ya, i have same thought as what you have said.

Good to know, my JustOne card was approved in June 09 as well.
Will wait until 01/07 to see really reset or not.

hi guys, i just got my 3rd month salary and i'm planning to get 1 credit card for convenience purpose
according to a friend who work in bank, she need my offer letter, 3 months pay slip, and epf statement , and of course IC photocopy

i would like to know which bank is easier to get approval? as i know once got rejected, i need to wait bout few months cooling period before i can get approval from any other banks rite?

thanks in advance

anyone can share eon bank card application process here? Will eon bank call office to verify? if so how many days after submission they will call? call office apply to platinum and visa signature application too? or like some bank they direct call the applicant verify and approve?