The more important element when using credit card is customer service. (At least this is my personal opinion/preference) You will need their help if something happens e.g lost credit card, overseas transactions, fraud, transactions dispute, etc. That's why I'm not too crazy about cards from e.g AEON just because you will get more Jusco points. The extras are nothing compared to the hassle should you encounter problems with your cc account.

To give the benefit of the doubt ... there's not many BSN cc holders out there. Same goes for Bank Rakyat as well ... I'm not crazy about this card as well.

Paying credit card can be done via IBG ... no need queue. Pay the IBG fee is better than waiting for 1 hour to settle.

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Added on May 31, 2010, 2:47 pmIf you are certain your info has been misused by the bank, do report it to the bank and BNM. Don't tolerate this as it undermines the security of your personal information which is supposed to be guaranteed by the banks/BNM. Normally done by those agents crazy to meet their quota or opportunists.

I had experienced this before and the bank caught their personnel who did this. I received a personal apology and the person was seriously reprimanded. Since then I noticed the bank had no more such nonsense coz their staff must have been severely warned or face immediate termination.

This post has been edited by hye: May 31 2010, 06:04 PM

If BSN never link with other bank then it would be a disaster. IIRC they only launch their internet banking not long ago

Got 1 question..

Does CIMB smart i.Pay Plan applicable for CIMB Islamic Petronas Mastercard?

Yes since it stated:

Charge your education, insurance, hospital bills or retail transactions to any one of your CIMB Bank or Direct Access credit cards.

i wan ask CIMB Touch 'n Go Visa izzit no needgive payslip one because i saw from there website never say and other type card got say. This card wat is the limit n izzit can buy anything for pay installment? Hopefully someone can give me tis info.. thk

Are u sure David?
i've read this on 2nd page.

This post has been edited by winston_light: May 31 2010, 11:13 PM

I quoted that from the form.

You may give a call to the CS to double confirm.

I just called CIMB CS. Its not applicable for CIMB Islamic Petronas Mastercard.

Is there any possibility to change my card to CIMB Petronas Mastercard?

This post has been edited by winston_light: Jun 1 2010, 12:18 AM

I think the only way is to apply a new card

My apology to you. Conversion from conventional CC to Islamic CC is allowed but not sure with the other way round.

Hi all, i would like to ask about the several Travel Protection Coverage for platinum card. (eg Citibank)

That means as a platinum card owner, i do not need to pay a single cent to qualify for the plan. Whenever say Baggage delay happened, i can just go ahead and claim the "reimbursement"?

thanks.

i want to ask can local bank issue credit card be used in oversea?such as ambank,eonbank or public bank?i scare if those card used in oversea, scare the merchant oversea cannot accept. issit got this problem?

This post has been edited by jonuslee: Jun 1 2010, 11:26 PM

Yes its can,visa and mastercard are accepted in worldwide. Just inform the bank if you are going to oversea.

icic. so thats mean no problem in oversea. cos my fren say apply hsbc is better due to its better recognition. thanks for explaination.

Don't get cheated by their famous slogan - World's local bank.

It seems like they're not that "local" as they claimed to be.

I just got my Citibank card today, how the 1 year annual fee waiver being calculated? Start from application date, credit card valid start date, or activation date?

why say so? i am curious.

Definitely no such problem.


What do you mean anyway ? But indeed they are not big all around the world. They do however maintain pretty big presence in all the countries Malaysians frequent such as Hong Kong (obviously), UK (in England & Wales mainly), USA (New York State), France (inside Paris mainly), Canada etc. It is also some of the largest banks in Mexico, Brazil, Turkey and Argentina.

why say so? i am curious.

Maybank gives me Visa Petronas Platinum, no annual fee. I wonder how good this platinum card is or just merely a name

Time to cut my CIMB DA.

And oh, every now and then people would ask if local bank cc would be accepted worldwide. It sure is, I've used my DA in many countries with no problem, even in countries like Pakistan

This post has been edited by Underhill: Jun 2 2010, 01:30 AM