What is good with SCB VI?

I do like my DA World MC as I get free coffee everytime I go to Dome for tea or a meal

Agreed that if for overseas usage DA/CIMB VI and WMC kind of pathetic as hye mentioned eventhough it gives you 2X bonus points.

However I believe CIMB being a local bank would give one a higher initial credit limit (easily 6 figures) as compared to SCB VI.

DA card good in general for local use, here are some of the benefits of DA cards:

1) Free for life including supp cards.
2) Get 5%-10% rebates at KFC, Guardian, Starbucks, Isetan, Giant and Tesco on weekends. (End 10 June 2010)
3) Smart Flexi Plan - 10 months 0% installment for Insurance, Medical and Education transactions.
4) 5% rebate at MPH.
5) 20X reward points at Canton-i (I love the food there)
6) Balance Transfer 6 months interest free.
7) In May got 50% off selected dishes at Tai Thong.
8) Installment Plans for any transactions - 2% up front for 10 months.

Major disadvantage of DA is that bonus points expires.

For me in general, I mostly use my AMEX Gold Charged Card (no hassle in getting annual fee waived) I can as I get 3X Turbo points which works out to be 1.5% cash back for any transactions when considering redemption of 200points = RM1.

I like winner also have Alliance where it gives cash back up to RM5K but hassle lah to keep track, so use it only when AMEX not accepted nowadays.

Yah no diff between CIMB and DA as far as promotions are concerned but I believe CIMB card is one up above DA. Go for CIMB World MC.

Oh by the way, forget about CIMB/DA VI as really no extra benefit compared to their WMC ( and save RM50 a year tax) and maybe go for SCB VI where winner mentioned is better.


I know CIMB/DA is accepted by DiGi for their installment plan.

What card you talking about? CIMB/DA, PBB, Citibank and UOB can convert any transactions into installments but you will be imposed interest charges or upfront fees.

Anyway just wait lah as the new iphone coming out soon and meantime go apply for a card that is accepted by DiGi.

What card you talking about? CIMB/DA, PBB, Citibank and UOB can convert any transactions into installments but you will be imposed interest charges or upfront fees.

Anyway just wait lah as the new iphone coming out soon and meantime go apply for a card that is accepted by DiGi.

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what bank cc more easy get? can recommend?

CIMB & DA have Smart Flexi & I-Pay Plans. Pls refer here

Generally I think CIMB & DA are easier to get approval compare to other bank CC

This post has been edited by one leg kicking: May 29 2010, 10:22 PM

Yes

That's prolly one of the reasons why I havent cancel my DA CC

Agreed SCB VI benefits is more attractive within the premium CC range.
However, it is not open for public application anymore.
Reserved only for their Priority Banking customers(RM250,000 or above deposit/investment needed, or secured a home loan with RM800,000 above loan amount)
Not sure with the latest info, maybe already changed??? Do correct me if I am wrong.

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Added on May 29, 2010, 11:05 pmMaybe.... Just maybe.... it is not a foreign bank????
Anyhow the launch of the card is still not yet confirm.
We shall wait and see.........

This post has been edited by JJBerry: May 29 2010, 11:05 PM

SCB haven't changed its stand on VI ... still not open to public application anymore.
Hope that new card won't be coming from MBB or RHB (or any banks with substandard service standards)

for iphone installments, AMBank, Citibank, MBB, CIMB & HSBC.

http://www.digi.com.my/iphone/getone_want_iphone.html

Apply all the banks above and report back here which one approved your application so we can know which bank easier to get a CC and give you a higher credit limit.

Please note that you need as least about RM3.4K (RM142 x 24 months) CL just to sign up for 24 months iphone 3G 8GB plan. So I would say you need a credit limit of RM4.5K to be on the save side to qualify for the iphne 3GS 32GB.

Anybody using BSN(Bank Simpanan Nasional)'s credit card now?..any problems with it?..feedback?..

This post has been edited by krylicius: May 30 2010, 07:23 PM

Why on earth you have interest on that CC since you have other better choices to select from?

My thoughts exactly.

BSN will launch their platinum CC this coming July and they claim that the card will have great benefits.
We shall wait and see.......

Interesting marketing pitch but historically BSN was never one of the mainstream cc providers in Malaysia.
Will give it the benefit of doubt and see what will they offer in July.

is hsbc amanah mpower visa credit card-i is gold card???

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Added on May 31, 2010, 12:13 amis hsbc amanah mpower visa credit card-i is gold card???

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Added on May 31, 2010, 12:13 amis hsbc amanah mpower visa credit card-i is gold card???

This post has been edited by jonuslee: May 31 2010, 12:13 AM

It is offered only in Gold and Platinum.

To be honest,i didn't know that BSN has a cc til someone flashed it out in front of me at a shopping mall..so i was curious about the card..

lol you look down on BSN then. But then better don't apply BSN.... later paying got problem. One number need 1 hour to settle

Not really,i just never heard that they have a cc.. since its not the most famous of cards,surely they do pose a few problems in some area..like their cs or something ..

Omg ... I didn't submit before the public bank new credit card that gave 15 % cash back. Now they sms me and ask me to collect my new card .. can I don't collect the card guy ? I cannot afford to pay that RM50 and I think someone use my info ..

Their service really slow pointless to use

Report to the bank or BNM

yes u can report....but dont know take how long....

maybe u opt use the card? now they got cash back rm60 after 2 swipes...but for new customers