QUOTE(Eng_Tat @ Aug 10 2010, 06:54 PM)
miles, do we need to inform them we want to continue hardcopy statements?
You mean HSBC ? Yes. We do. You can change the instruction through the HSBC online banking portal.Credit Card v10
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Aug 10 2010, 07:04 PM
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#221
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QUOTE(Eng_Tat @ Aug 10 2010, 06:54 PM) miles, do we need to inform them we want to continue hardcopy statements? You mean HSBC ? Yes. We do. You can change the instruction through the HSBC online banking portal. |
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Aug 10 2010, 09:55 PM
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#222
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QUOTE(hebe87 @ Aug 10 2010, 09:38 PM) some bank does not charge admin fee for this, for instance alliance bank But someone recently complained that even without the admin charge for foreign transaction, the total amount after conversion is higher than Maybank and even Standard Chartered |
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Aug 10 2010, 10:02 PM
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#223
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QUOTE(hebe87 @ Aug 10 2010, 09:59 PM) really? I suppose the conversion rate is based on master/visa international, and it should be the same as others right? Yes. Was posted here a couple of months ago. Not sure why though. Could be because they did not advertise any of the miscellaneous fees that they actually charge. |
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Aug 10 2010, 10:39 PM
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#224
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QUOTE(chemistry @ Aug 10 2010, 10:12 PM) This is the reply from a Direct Access Customer Service Officer. Hope this helps. It is already known that CIMB Bank and Direct Access charge 1% admin fee for foreign transaction. What puzzles everyone is why the total amount after conversion for Alliance Bank and Standard Chartered credit cards is significantly higher than all other banks. |
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Aug 10 2010, 11:13 PM
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#225
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QUOTE(chemistry @ Aug 10 2010, 10:47 PM) Maybe we'll need some friends here who are using any of these 3 banks to post their foreign transaction here. By this way we'll know how the banks get the figure. They already had. |
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Aug 11 2010, 06:48 PM
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#226
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QUOTE(Eng_Tat @ Aug 11 2010, 06:33 PM) miles do we need to pay for it? No. Except for Advance Account holders, i believe as it has gone to an internet based account. |
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Aug 11 2010, 09:56 PM
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#227
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QUOTE(Gen-X @ Aug 11 2010, 08:13 PM) MilesAndMore: Can you please update first page which CC has expiry date for reward points. Thanks. Sure. Anyone knows the validity period of the reward points for credit card from these banks :- AmBank - RHB Bank - Public Bank (Manchester United VISA) - EON Bank - Hong Leong Bank - Affin Bank - UOB Bank |
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Aug 11 2010, 11:10 PM
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#228
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9,301 posts Joined: Mar 2008 |
QUOTE(chemistry @ Aug 11 2010, 11:05 PM) Screenshot from HLB website. It is exactly the same as HSBC Reward Points. Thanks mate ![attachmentid=1721279] |
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Aug 12 2010, 09:58 AM
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#229
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QUOTE(winston_light @ Aug 12 2010, 09:43 AM) to answer your question, This may not be the problem but i just want to point out that whenever we fill in any forms, we should always write everything in block letters.1) Yes (is non-capital letter consider wrong?) 2) Yes, after i choose Malaysia, CIMB Bank Berhad already in the list 3) Yes 4) Yes will try again they locked-out my password, need to call CS centre |
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Aug 14 2010, 06:50 PM
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#230
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QUOTE(chemistry @ Aug 13 2010, 10:34 PM) QUOTE(Lineage @ Aug 13 2010, 10:28 PM) hi alll, last month i get rejected by citibank,but i would like to reapply..will it approve after 3 months?im planning to apply on October.. Attach a photocopy of other credit card to increase chance of approval. |
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Aug 14 2010, 07:50 PM
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#231
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QUOTE(azrin_kiko @ Aug 14 2010, 07:07 PM) I think I should use the flexi payment plan to purchase a new lappy... Pretty much all major credit cards are accepted for 0% installment plan. Go for that one. |
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Aug 15 2010, 01:15 AM
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#232
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QUOTE(themattock @ Aug 15 2010, 12:27 AM) hye guys. if today i got my new classic credit card (minimum requirement), can i apply another one from another bank the next day? is it easy to get approved for our second, third.... cards?? Yes. Why not ? As a matter of fact, you can apply for several cards from several banks at one go. QUOTE(themattock @ Aug 15 2010, 12:27 AM) what aspect do they check to apply so much card? let's say if u have the minumum salary to have credit card, will they approve another card (different bank)? Your credit history. Your application will likely be rejected if you have too many cards already as all the banks will see you as a high risk customer. |
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Aug 15 2010, 10:52 AM
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#233
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QUOTE(colt45 @ Aug 15 2010, 10:19 AM) was hoping for a waiver..but CS said no such thing..juz wanna check if any off u lucky ppl managed to get it.. One guy claimed HSBC gave him free rewards points to redeem for the credit card tax when he called them.btw it DA cc |
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Aug 15 2010, 12:01 PM
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#234
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QUOTE(JJBerry @ Aug 15 2010, 11:50 AM) HSBC Premier Mastercard and Standard Chartered Priority Banking Visa Infinite. The Standard Chartered Priority Banking VISA Infinite 5x Choice Points for all overseas transactions is very tempting indeed but it really lacks in terms of promotion both locally and overseas. Besides, it doesn't offer 0% installment payment plan with many merchants. So, i'd probably still go for the HSBC Premier MasterCard despite its not-so-great-looking design. Besides, the rate after conversion for Standard Chartered Priority Banking VISA Infinite overseas transactions are always higher than the rival banks.Which one will you choose between this two? Thank you for sharing and advice. By the way guys, rumor is that Standard Chartered will offer a new kind of packaged banking product called Preferred Banking. It is a bit like their existing Priority Banking services but the entry requirement will be much lower. This may also lead to the introduction of yet another World MasterCard in Malaysia as the Preferred Banking in Standard Chartered Singapore which was unveiled last week is bundled with a World MasterCard. |
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Aug 15 2010, 04:55 PM
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#235
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QUOTE(JJBerry @ Aug 15 2010, 12:22 PM) Thanks brother with great explanation and sharing. Question replied in here Wow... Preferred Banking? Will they launch it at Malaysia? Just wonder if we already a Standard Chartered Priority Banking client, then we wll be automatically qualify for the Preferred Banking if it is launch in Malaysia? |
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Aug 15 2010, 08:25 PM
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#236
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QUOTE(alexwsk @ Aug 15 2010, 07:57 PM) u are priority banking client oledi, why do u wan to qualify for something lower Not in the case of HSBC Advance though.if u wan the card, i thk they are more than happy to gv u one |
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Aug 17 2010, 10:42 PM
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#237
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QUOTE(surf-it @ Aug 17 2010, 09:47 PM) I have two quick questions: 1. Can Annual fee be waived as of the new policy? Yes QUOTE(surf-it @ Aug 17 2010, 09:47 PM) 2. GST can be waived or not? Certain banks only but this is not publicly published. QUOTE(ck_tonny @ Aug 17 2010, 09:57 PM) OCBC Titanium MasterCard offer quite good rebate, 5% off on dining, grocery, bills and petrol, and 1% on other spending. OH MY GOD ! This really put the Citibank Cash Back VISA Platinum to shame ! Too bad the maximum cash back will be capped at RM50 per month starting next year but still, this relaunched Titanium MasterCard totally rocks !http://www.ocbccards.com.my/titaniumIndex.aspx This post has been edited by MilesAndMore: Aug 17 2010, 10:46 PM |
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Aug 17 2010, 11:03 PM
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#238
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Aug 17 2010, 11:11 PM
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#239
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QUOTE(ronnie @ Aug 17 2010, 11:10 PM) thanks for the quick update ;-) You're welcome. Sure i will Do tell us your finding and if this card is really better than Citibank's Cash Back Platinum ;-) |
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Aug 17 2010, 11:37 PM
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#240
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QUOTE(chemistry @ Aug 17 2010, 11:32 PM) I'm using Direct Access Mastercard. Been satisfactory with its 2% fuel rebate and 5% at Giant/Tesco/Guardian. But now OCBC seems more attractive with 5% rebates for dining/petrol/utilities. Despite without rebate at hypermarket, the 5% utilities rebate already suffice for me. You'll get rebate at supermarket/hypermarket too. It should fall in the grocery category just like AMEX which means 5% rebate as well. |
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