QUOTE(MilesAndMore @ Jul 1 2010, 11:10 AM)
I think the 00 is my credit standing. 00 means that i have never missed a payment. As you can see, i have two credit cards with the first one marked with 00,29 while the second card is marked only with 00. The first card is marked with 29 because i got it by pledging one of my Time Deposit accounts to the card.
It's collateral type instead.
Credit standing should refer the month to month listing.
If it's show "0", then means you never miss payment.
If show "1" means one month default payment, "2" means 2 month default and so on.
If above "3", then your credit application will be rejected by most credit issuers.
Kindly refer the collateral type:
Collateral Type Refers to type of collateral pledged for the credit facility
00 = Clean
10 = Properties
21 = Quoted shares
22 = Unquoted shares
23 = Unit trusts
29 = Other financial assets
30 = Motor vehicles (registered with JPJ)
40 = Other vehicles/carriers
50 = Concessions and other contractual rights
60 = Plant and machinery
70 = Financial guarantee
80 = Negative pledge
81 = Supportive letters
90 = Other assets
99 = Secured – details unknown
Info from www.smeloan.com.my/CCRIS%20REPORT.pdf