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 Credit Card v10

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bingozero
post Jul 3 2010, 06:01 PM

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QUOTE(David83 @ Jul 3 2010, 10:40 AM)
Finally Maybank has something similar to CIMB i.pay plan called Maybank EzyPay Plus:

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions
But interest rate is pretty high at 9% p.a. doh.gif
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I rather use eon bank it just only paid one time handle fees, no interest rate per year.
Darkmage12
post Jul 3 2010, 06:12 PM

shhhhhhhhh come i tell you something hehe
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QUOTE(aeiou228 @ Jul 3 2010, 03:38 PM)
That's 10% cash back  drool.gif  But I' doubt this is guaranteed rebate. Must compete with other card members to win it ?
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First come first serve basis. One month 500k
SUSDavid83
post Jul 3 2010, 07:00 PM

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QUOTE(bingozero @ Jul 3 2010, 06:01 PM)
I rather use eon bank it just only paid one time handle fees, no interest rate per year.
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Even CIMB i.Pay Plan charges for up-front one-time fee:

10-months ---> 2%
20-months ---> 4%
30-months ---> 5%

URL: http://www.directaccess.com.my/index.php?c...412&tpt=cimb_da

If I really desperate, I just charge everything to my MBB and BT to my CIMB DA. rclxms.gif


kelwin2504
post Jul 3 2010, 07:24 PM

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QUOTE(aeiou228 @ Jul 3 2010, 03:38 PM)
That's 10% cash back  drool.gif  But I' doubt this is guaranteed rebate. Must compete with other card members to win it ?
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There is Citibank Cash Back Plat... only capping in RM30 rebate per month for petrol... The rest no capping at all... Nice...
TSMilesAndMore
post Jul 3 2010, 07:57 PM

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QUOTE(aeiou228 @ Jul 3 2010, 12:33 PM)
Based on the RM50 Petronas petrol voucher = 11000 Maybank treat points, each treat point is worth the value of = RM0.0045454.
If pump RM100 petrol, you'll get 500 treat point. ( correct ?)
500 points x RM0.0045454 = RM2.27 in value or 2.27% rebate

Any other petrol card that can better Citibank Shell Gold Visa which give 2.5% cash rebate ?
Besides the Citibank Cash Back Platinum VISA, AMEX Gold credit card is the other one. It gives you 5x MR points for every Ringgit charged which is equivalent to at least 2.5% cash back. There are also certain shopping vouchers you can redeem from AMEX that require lower redemption points, meaning the total cash back you can get can be higher than 2.5%.

Syd G
post Jul 3 2010, 09:02 PM

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QUOTE(David83 @ Jul 3 2010, 07:00 PM)
Even CIMB i.Pay Plan charges for up-front one-time fee:

10-months ---> 2%
20-months ---> 4%
30-months ---> 5%

URL: http://www.directaccess.com.my/index.php?c...412&tpt=cimb_da

If I really desperate, I just charge everything to my MBB and BT to my CIMB DA.  rclxms.gif
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Besides the Smart Flexi-Pay Plan, the BT is prolly one of the best feature of CIMB cards rclxms.gif
alexwsk
post Jul 3 2010, 09:02 PM

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QUOTE(Darkmage12 @ Jul 3 2010, 03:17 PM)
spend RM100 in a single receipt/transaction and get RM10 cashback. got many tiers.... last one is RM1000 and get RM120. Anyway I already maxed out at RM150 for this month lolz
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shocking.gif , so fast
i just got to know the promo blush.gif
aeiou228
post Jul 3 2010, 09:42 PM

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QUOTE(Darkmage12 @ Jul 3 2010, 06:12 PM)
First come first serve basis. One month 500k
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Which means 3333 maxed up winners every month ? Very slim chance wor...
bingozero
post Jul 3 2010, 10:38 PM

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QUOTE(Syd G @ Jul 3 2010, 09:02 PM)
Besides the Smart Flexi-Pay Plan, the BT is prolly one of the best feature of CIMB cards  rclxms.gif
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Which cimb credit card provide smart flexi i-pay plan,points and balance transfer?
fool1988
post Jul 3 2010, 11:36 PM

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So if just masuk petrol..CIMB Petronas card is the best?
bingozero
post Jul 3 2010, 11:57 PM

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QUOTE(fool1988 @ Jul 3 2010, 11:36 PM)
So if just masuk petrol..CIMB Petronas card is the best?
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If you use it at Petronas petrol station, other petrol don't have such 2% rebate if you use this card.
fool1988
post Jul 4 2010, 12:06 AM

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any card for other petrol station? Or can get cash rebate even at other petrol station?
SUSDavid83
post Jul 4 2010, 12:12 AM

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QUOTE(Syd G @ Jul 3 2010, 09:02 PM)
Besides the Smart Flexi-Pay Plan, the BT is prolly one of the best feature of CIMB cards  rclxms.gif
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Smart Flexi-Pay Plan is limited to certain type of transactions like medical, insurance and education.

i.Pay Plan is a more general plan.

BT has been improved to offer 12-month tenure.

CIMB is getting more and more competitive nowadays.
avars
post Jul 4 2010, 12:19 AM

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QUOTE(fool1988 @ Jul 4 2010, 12:06 AM)
any card for other petrol station? Or can get cash rebate even at other petrol station?
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y dont u specify which petrol station u usually went to? AMEX* gives 5x points for petrols, but the acceptability is an issue

EDIT: AMEX Gold Credit Card only i guess

This post has been edited by avars: Jul 4 2010, 12:20 AM
Syd G
post Jul 4 2010, 12:19 AM

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QUOTE(David83 @ Jul 4 2010, 12:12 AM)
Smart Flexi-Pay Plan is limited to certain type of transactions like medical, insurance and education.

i.Pay Plan is a more general plan.

BT has been improved to offer 12-month tenure.

CIMB is getting more and more competitive nowadays.
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More interested in Smart Flexi-Pay Plan for baby's unexpected hospital expenses biggrin.gif

They offer 1% for 12 months... meaning 1% monthly or..?
fool1988
post Jul 4 2010, 12:20 AM

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QUOTE(avars @ Jul 4 2010, 12:19 AM)
y dont u specify which petrol station u usually went to? AMEX* gives 5x points for petrols, but the acceptability is an issue

EDIT: AMEX Gold Credit Card only i guess
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I often go to Shell or caltex..Petronas is my last choice..
avars
post Jul 4 2010, 12:23 AM

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QUOTE(fool1988 @ Jul 4 2010, 12:20 AM)
I often go to Shell or caltex..Petronas is my last choice..
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Shell (even at kiosks) accepts AMEX, Caltex i am not sure
SUSDavid83
post Jul 4 2010, 12:35 AM

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QUOTE(Syd G @ Jul 4 2010, 12:19 AM)
More interested in Smart Flexi-Pay Plan for baby's unexpected hospital expenses biggrin.gif

They offer 1% for 12 months... meaning 1% monthly or..?
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Here're the answer you're seeking for:

QUOTE
Option A - 1% interest for 12 months balance transfer. The Cardmember may elect to apply to transfer their Outstanding Balance to their Direct Access Credit Card Account subject to 1% interest per annum (0.0833% per month) for a period of 12 months.
The application under Option A is subject to a minimum of RM2,000 per application and a minimum of RM1,000 per financial institution;

SUSDavid83
post Jul 4 2010, 12:36 AM

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QUOTE(avars @ Jul 4 2010, 12:23 AM)
Shell (even at kiosks) accepts AMEX, Caltex i am not sure
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Caltex also accepts AMEX.

The most problematic is Petronas.
fool1988
post Jul 4 2010, 12:47 AM

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What the condition to apply AMEX gold credit card?? Where to apply?

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