RHB Credit Card can use worldwide ah? I'm thinking getting Citybank Credit Card but they(friends) keep saying the interest rate is high o_o seriously? What is the best credit card for traveling?

You better get new friends. All cc can be used overseas as long as they carry VISA, MASTERCARD or AMEX logo.

1 week still acceptable...

i am not agent lah
just working in PBB
hahhaa

anyone know requirements for citibank premiermiles and cashback platinum??
eg . minimum income etc

citibank premiermiles = min annual income of RM60,000
citibank cashback platinum = not sure!

It's pretty low in my opinion.


The requirement is very low for a high income society like UK. One of the highest HSBC Premier entry requirement is Hong Kong i believe. You need to have a minimum deposit of HKD1 Million to qualify. Anyway, many people in Hong Kong qualify for Private Banking services. So i guess this HSBC Premier Hong Kong requirement is considered very low to them.


All credit cards issued by all banks in Malaysia are good for overseas use. You might want a card that gives you double or triple points when you use it overseas.


RM60,000 for both.

maybank put me 2nd time force a credit/charge card...now charge me already rm238. WTF.. can i sue them legally?
i never apply or sign any form for this crap.

This post has been edited by rEDs: Jun 30 2010, 02:00 AM


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guys a spinoff question by me lol

is it "too-over" if i swipe my card for meal for 2 that cost RM 40+ or RM 15 for a Guardian's shop item?

I do that because cost each RM1 means a point for my card.
anyone think that it's kinda "over" to swipe card for something below RM50?

i tend to swipe everything v my cc if they accept....even clinic rm25 i also swipe XD

u get points ma....

Do you know what's the RM238 for ? Have you ever used the card ? Because even if it's a new card, you will be charged only RM50 top as RM50 is the credit card tax.


No. Not at all. I do it all the time



Exactly !


In a very advanced country like the United States, cash is still a big part of their lives but almost everyone relies solely on plastic nowadays. I even know some people that only bring cards and their driver's license when they go out because their credit/debit cards are all they need to pay for something

its stated as annual fee but only appeared on my m2u early this month.i never apply.can i sue them?

Suddenly I felt Rewards point for Citibank is better than Cashback after a few studies due to the different Tier of outstanding balance in order to enjoy the 2% or 3.88% rebates for Gold Cashback. Yeah unless I'm eligible for Gold Cashback, Clear card is now the best bang for my bucks, anyone agree with me?

The Premier service you get in Malaysia are of much higher quality than UK. Here they treat you like Kings but in UK, you are just a normal customer. Not sure about HK.

Many years ago, overseas merchant do not wanted to have anything to do with any Malaysian CC regardless of which Malaysian bank including Citibank or HSBC or EON or Maybank etc. Anything Malaysian is trouble and they tell you point blank they do not accept. Now more acceptable.

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Added on June 30, 2010, 8:12 amThe reverse is true. If you bring large sum of cash to buy things, they think you must be a drug dealer.


This post has been edited by Optiplex330: Jun 30 2010, 08:12 AM

I beg to differ. My RM certainly don't treat me like a king - doesn't even return my calls

Ha. If they treated you like rubbish here, then in UK, they will treat worst than rubbish. Cow dung perhaps?

wanna ask you guys what do you all think about ambank true cc? thanks

Are you all who reply her sure of the minimum annual income for this card? This card is a VISA Signature.

PremierMiles VISA Signature
- Annual Principal Card Membership
RM600.00 per annum
- Annual Supplementary Card Membership
Free

You can't be paying RM600.00 per annum for this card that required 60K only right

No need to sue them. Just file a complaint to the customer care unit.


Or you can switch to other credit card provider that provides better return through the points given.



The reason is because there simply are way too many people qualify for HSBC Premier in the UK which make it not exclusive anymore. It's the same thing in the United States. People looking for a more exclusive service will instead bank with private bank. HSBC Premier or Citibank CitiGold in UK and US are just going to help you to waive some fees and that's pretty much all.

And as for the HSBC Premier service provided in Hong Kong, i'd say they are pretty good despite there are also too many people qualify for HSBC Premier in Hong Kong.

HSBC Premier Malaysia has one of the lowest entry requirement in the whole world where HSBC is providing Premier services. I suppose it's because they are still building their ultra-light private banking aka Premier customer base.


Yes. It is clearly stated in Citibank website.

This post has been edited by MilesAndMore: Jun 30 2010, 10:50 AM

I can double confirm with what miles said....

I direct from citibank