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 Credit Card v10

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whojen
post Jun 29 2010, 12:09 AM

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QUOTE(fauzistt @ Jun 28 2010, 06:29 PM)
wahhh... so soon? for may is it? i'll check mine too...
ehhh, my one, not yet lah... even the april one, was credited on 7th june...
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Well I dun know which month
But it says Cash Back Month 1 . Rm 100.00
That all that is important biggrin.gif
confusedgirl
post Jun 29 2010, 12:57 AM

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QUOTE(siutimtim @ Jun 28 2010, 11:02 AM)
my dad call eon bank to ask card application status.. the system say no application received... 1 week already but not even receive the application form? where is the form then? no wonder no one call my dad to verify also.. eon bank.. ayyy
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well we are both the same..in my case..it have been 4 weeks and no news..so today i decided to call EON's CS..and of course we are required to enter our IC number...unfortunately the system unable to locate my cc application..meaning no application at all..well this is first and last and no more Eon bank.. smile.gif i wonder how they do their work...and what happen to my form then...


fauzistt
post Jun 29 2010, 06:46 AM

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QUOTE(whojen @ Jun 29 2010, 12:09 AM)
Well I dun know which month
But it says Cash Back Month 1 . Rm 100.00
That all that is important biggrin.gif
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ooo.. month 1 is april lah.. got another two months to expect the cash backs.. hehehe...
talfred
post Jun 29 2010, 08:11 AM

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Hey guys, which bank has the best BT rate? i See that SCB is 7.99% pa which is relatively lower compared to UOB, CITI and DA which i've checked so far.

Experts care to advise ? smile.gif
avars
post Jun 29 2010, 08:33 AM

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QUOTE(talfred @ Jun 29 2010, 08:11 AM)
Hey guys, which bank has the best BT rate? i See that SCB is 7.99% pa which is relatively lower compared to UOB, CITI and DA which i've checked so far.

Experts care to advise ? smile.gif
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BT discussion over here, mate

BTW, try to check Public Bank's rate, check their web
talfred
post Jun 29 2010, 10:29 AM

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Okay thanks! smile.gif Any public bank agent in Penang please
jack2
post Jun 29 2010, 11:03 AM

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RHB is good also when I e-mailed them for the waiver of outstanding balance derived from late and interest charges on small outstanding balance that could not be repaid using online banking since the minimum payment is RM10.00

They waived all outstanding balance including the previous small amount due.
he-sham
post Jun 29 2010, 11:33 AM

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QUOTE(MilesAndMore @ Jun 28 2010, 12:49 PM)
I've never tried myself. Anyway, there is a master policy in their website. Not sure if RHB has it in their website but HSBC does have it on theirs. Basically it is hard for us to qualify for the claim. The HSBC credit card travel insurance is insured by HSBC Takaful (their wholly-owned subsidiary). You can refer to the table below for their T&C. It shouldn't be far off from the RHB one.

[attachmentid=1649374]

By the way, in order to be eligible for the luggage delay claim, only if the incident took place overseas is covered. If it happened within Malaysia, then sorry to tell you that you won't be able to claim anything.
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RHB didnt mentioned such thing in their policy wording....thats why i turn to them bcoz MAS Travel Insurance (MHinsure) does mention it in their policy....so i've two choices to claim....haha...but this RHB insurance i tell u..super slow one....but i guess it all the same goes to any insurance company when it comes to claim...

back to cc, i think most of cc customer service dont know about this complementary insurance benefit attach to the cards...but yet advertise in their website "call our customer service for further information/details"....end up we're the one who know better than their customer service representative...
jotep1991
post Jun 29 2010, 11:39 AM

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What are the differences between "Outstanding Payment Balance" and "Full Payment Due"?

Outstanding Statement Balance: 825.49
Minimum Payment: 92.00
Full Payment Due: 1825.49


So which figure I have to pay to settle my credit card?
siutimtim
post Jun 29 2010, 11:55 AM

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QUOTE(confusedgirl @ Jun 29 2010, 12:57 AM)
well we are both the same..in my case..it have been 4 weeks and no news..so today i decided to call EON's CS..and of course we are required to enter our IC number...unfortunately the system unable to locate my cc application..meaning no application at all..well this is first and last  and no more Eon bank.. smile.gif i wonder how they do their work...and what happen to my form then...
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I call todayt check for my dad with his IC.. same also.. no application received. they maybe throw the form to dustbin already
hhahahaha
hye
post Jun 29 2010, 12:16 PM

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QUOTE(jotep1991 @ Jun 29 2010, 11:39 AM)
What are the differences between "Outstanding Payment Balance" and "Full Payment Due"?

Outstanding Statement Balance: 825.49
Minimum Payment: 92.00
Full Payment Due: 1825.49
So which figure I have to pay to settle my credit card?
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Full Payment Due ... that's what immediate need to be cleared with the bank. (Countercheck ... your 5% is about RM92 only. 100% should be about RM1800. Matches your Outstanding amount right ?)

Outstanding Statement Balance is your dues from previous months ... easy did you always pay in full or there's are months you only pay a portion of the amount ?
jack2
post Jun 29 2010, 01:55 PM

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QUOTE(jotep1991 @ Jun 29 2010, 11:39 AM)
What are the differences between "Outstanding Payment Balance" and "Full Payment Due"?

Outstanding Statement Balance: 825.49
Minimum Payment: 92.00
Full Payment Due: 1825.49
So which figure I have to pay to settle my credit card?
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Outstanding statement balance is the amount due on statement date and you need to pay in full in order to avoid interest charges.

Full payment due is the total amount due as at to date i.e statement amount due + unbilled transactions

Under your case, I believe you did not pay your previous amount due on last statement and you need to pay it + current month due... i think la..

This post has been edited by jack2: Jun 29 2010, 01:57 PM
Alec.Yong
post Jun 29 2010, 03:09 PM

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Submited my EonBank application form on 17th June. System only recorded it on 24th June. And today received a call from EonBank to verify some information.
Hopefully my application will success. tongue.gif
siutimtim
post Jun 29 2010, 03:26 PM

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QUOTE(Alec.Yong @ Jun 29 2010, 03:09 PM)
Submited my EonBank application form on 17th June. System only recorded it on 24th June. And today received a call from EonBank to verify some information.
Hopefully my application will success.  tongue.gif
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what card you apply leh.. so fast lehh.. are you existing eon bank customer ahh??
Alec.Yong
post Jun 29 2010, 03:45 PM

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QUOTE(siutimtim @ Jun 29 2010, 03:26 PM)
what card you apply leh.. so fast lehh.. are you existing eon bank customer ahh??
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I used to be the card holder of EonBank but already canceled it then. smile.gif
Lineage
post Jun 29 2010, 05:09 PM

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QUOTE(siutimtim @ Jun 29 2010, 03:26 PM)
what card you apply leh.. so fast lehh.. are you existing eon bank customer ahh??
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Around 1 week to capture the application..that's too slow sweat.gif
hye
post Jun 29 2010, 07:41 PM

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QUOTE(Lineage @ Jun 29 2010, 05:09 PM)
Around 1 week to capture the application..that's too slow  sweat.gif
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I week is not slow yet. I once applied for RHB and it took 2 months for the application to appear. I don't bother touching cards from this bank anymore.
rjb123
post Jun 29 2010, 08:23 PM

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How much limit usually HSBC give you with Premier Mastercard?


hye
post Jun 29 2010, 08:40 PM

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QUOTE(rjb123 @ Jun 29 2010, 08:23 PM)
How much limit usually HSBC give you with Premier Mastercard?
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Starts from RM30K upwards. Let's not debate why it starts so low.
rjb123
post Jun 29 2010, 08:42 PM

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QUOTE(hye @ Jun 29 2010, 08:40 PM)
Starts from RM30K upwards. Let's not debate why it starts so low.
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What's wrong with 30K , its not low ?

In the UK if you have Premier account, Premier limit starts at £5K (~RM24K) , but deposit requirement is also higher at £60K (~RM290K)

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