May 6 2010, 02:09 PM
QUOTE(FirezZ @ May 6 2010, 09:23 AM)
from what i know, the charges would be around 1.5 % from the house value .. 1 % for stamp duty and 0.5 % for lawyer fee (or it is the other way around)
hidden charge might be those transportation / document fee which can be nego but it costs a few hundred onli ..
u might need to check with the lawyer again ?
let me correct the statement a little hidden charge might be those transportation / document fee which can be nego but it costs a few hundred onli ..
u might need to check with the lawyer again ?
stamp duty is fixed at 0.5% on loan amount.
Legal fees is charged based on tier;
Completed property
first RM 150k =1% of loan amount
next 850k = 0.70%
next 2m = 0.60%
on normal case, any loan less than RM 300k, ur legal fees is estimated at 2.1% to 2.4% of the loan amount.
legal fees for loan amount more than 300k is expected to be less than 2.0%, and it goes a lot lower as the loan size increases.
hope this helps.
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