emerald west, rawang
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 Feb 14 2011, 04:09 PM
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#1
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Junior Member
31 posts Joined: Feb 2011  
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I just put in deposit in Coral also.. and waiting for loan approved..
I had 1 question come out from mine and hopefully can clear my mind.. PBB cant trace 'Coral' in their system for housing loan processing. I tried to search from web regarding info for Coral.. but NO.. Is this 'Coral' really officially launched? I had read the banner for Coral in Rawang area.. just little worried weather is this really launched and real project.. |
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Feb 16 2011, 05:25 PM
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#2
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Junior Member
31 posts Joined: Feb 2011
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I also got no idea when and where to sign the S & P. The officer say will contact us and arrange it by next week. She say have to before 26 Feb as there will have a new launched for the last row..
Added on February 16, 2011, 5:27 pm QUOTE(~Seh~ @ Feb 16 2011, 03:09 PM) I've book one of the unit also and RHB and Hong Leong has approved my loan already. Recently I've receive the letter from Kenny Lee to sign the S&P. But~~ without the details. How can we sign? Does anyone has the details for this Coral project? May I know how long you wait for the approval. My doc had submit in last week Friday but yet heard any news from them.. This post has been edited by Viyin: Feb 16 2011, 05:27 PM |
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Feb 18 2011, 05:00 PM
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#3
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Junior Member
31 posts Joined: Feb 2011
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QUOTE(~Seh~ @ Feb 18 2011, 04:17 PM) It took me around 2 weeks. Normally procedure should take 1 week. May be you can push your agent? call already leh.. say need 5 working day.. today only 4 working day coz Tuesday is public holiday... |
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Feb 23 2011, 04:07 PM
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#4
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Junior Member
31 posts Joined: Feb 2011
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Just queries, I just got a reply from HLBB agent said HLBB loan exceed the limit. Which mean they cant approved any loan wherever branch you submit... this is so sad for me coz the have to sign the s&p by this Friday.. I was told that if din sign the s&p by friday, the price will got up to RM363k.
Can some one validity this is true? The HLBB agent say Hong Leong Bank cant proceed any load application. Now, I am stuck there.. had try to apply for other bank but have to wait next week..  |
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Feb 23 2011, 04:13 PM
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#5
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Junior Member
31 posts Joined: Feb 2011
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QUOTE(~Seh~ @ Feb 23 2011, 04:08 PM) ya definately i will go there to see my future neighbours. I had tried PBB.. they only approved 80% of loan.. Good luck! Added on February 23, 2011, 4:09 pm May be you can try Public bank and RHB? Call their support centre and request for mortgage details about coral.  will try to call RHB..Added on February 23, 2011, 4:16 pmAny one have RHB rep contact details? This post has been edited by Viyin: Feb 23 2011, 04:16 PM |
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Feb 23 2011, 04:35 PM
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#6
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Junior Member
31 posts Joined: Feb 2011
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QUOTE(ltcbomd @ Feb 23 2011, 04:18 PM) Can appeal for more if u can provide more personal financial statement to support like share, FD, fund ... I apply for HLbank at 1st also approved 80% of loan only but after appeal i get 90%... The issued with HLBB was they cant approved loan anymore... dono how real is this.. |
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Feb 23 2011, 05:27 PM
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#7
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Junior Member
31 posts Joined: Feb 2011
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QUOTE(~Seh~ @ Feb 23 2011, 04:40 PM) I've verified with the mortgage agent from HL, she said yes. For new applicant, they will have to wait for those submitted owners to cancel their loan application with HL then only the new applicant can apply. I had submit 2nd week of Feb.. wait for 1 week said limit exceed already.. |
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Feb 23 2011, 05:42 PM
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#8
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Junior Member
31 posts Joined: Feb 2011
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QUOTE(mcken @ Feb 23 2011, 04:41 PM) Hi Viyin...so sorry to hear that...y the developer increase your property value even you had place booking!!?? They shud not do that... Because of the s&p agreement... THe officer willing to extend fill days for me if really a loan problem..Really wanna give up already.. really a lot of unexpected issue cause me cant get a unit in Emerald even i Love it so much.... Added on February 23, 2011, 5:43 pm QUOTE(~Seh~ @ Feb 23 2011, 05:38 PM) May be you can sign the S&P first then only find loan within certain period? Make sure you ask what's the impact if you cannot get any loan approve before you sign. I would say west also.. coz already across the bridge mah.. Added on February 23, 2011, 5:41 pm Good question, some said east, some said west. but majority said west. Any way, doesn't matter whether it is east or west, coral is next to AMETHYST which is located in east. Added on February 23, 2011, 5:44 pm QUOTE(~Seh~ @ Feb 23 2011, 05:38 PM) May be you can sign the S&P first then only find loan within certain period? Make sure you ask what's the impact if you cannot get any loan approve before you sign. This post has been edited by Viyin: Feb 23 2011, 05:44 PMThis risky also leh.. if really is my loan problem cant get approval.. and i sign already, how i vomit out RM320k for them??  Added on February 23, 2011, 5:41 pm Good question, some said east, some said west. but majority said west. Any way, doesn't matter whether it is east or west, coral is next to AMETHYST which is located in east. |
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Feb 24 2011, 03:03 PM
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#9
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Junior Member
31 posts Joined: Feb 2011
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QUOTE(mcken @ Feb 24 2011, 10:11 AM) Is the 20k ang pow still going? I hope they are giving a 20k discount for the new Coral phase...any comment? Can i know will there be any show house for Coral? You may refer to today The Star.. advertise there.. I just saw the newspaper.. Ang Pow + TV.. |
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Feb 25 2011, 11:57 AM
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#10
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Junior Member
31 posts Joined: Feb 2011
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may i know tomorrow events until what time??
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Mar 3 2011, 05:46 PM
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#11
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Junior Member
31 posts Joined: Feb 2011
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ya ya.. then we can bargain the best price if all of us using the same renovation contractor..
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Mar 7 2011, 04:28 PM
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#12
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Junior Member
31 posts Joined: Feb 2011
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I had just sign the S&P yesterday at gallery.. don think if someone who can get the loan approved will cancel the booking de.. It is good place for invest or stay..
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Mar 8 2011, 05:54 PM
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#13
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Junior Member
31 posts Joined: Feb 2011
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I had check OCBC that they din handle for this project.. how your get this? Your offer very good..
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Mar 9 2011, 10:06 AM
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#14
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Junior Member
31 posts Joined: Feb 2011
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QUOTE(bklim8 @ Mar 9 2011, 09:41 AM) I walked in their head office and the customer services given their mortgage sales person name card. I did call their sales person and just submitted my application. I submitted quite number of application to different banks. OIC! The person I checked was the officer I due before.. so i just ask her and she say din involved.. wish you |
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Mar 13 2011, 10:45 PM
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#15
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Junior Member
31 posts Joined: Feb 2011
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Any one know the coral utilities bill (electricity bill & water bill...) will handle by the maintenance or pay ourself directly to TNB & Syabas??
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 Mar 16 2011, 03:23 PM
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#16
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Junior Member
31 posts Joined: Feb 2011
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QUOTE(bklim8 @ Mar 16 2011, 01:31 PM) Correction. I mean I buy Life insurance from my agent not OCBC. You could look for Insurance Broker or agent to propose you Life insurance to you. Btw, I will pm OCBC contact to you. You got the point.. I only get 80% approval due to too many commitment and there is some delay of other loan re-payment. This will affect the loan dept make the decision. DON TRY TO DELAY YOUR LOAN PAYMENT EVEN NO OUTSTANDING. No such word: Delay better than outstanding. It will make your record worst. This also will affect the interest as well. Honestly, just see how keen the agent / officer help you to do the proposal. I had 3 bank rejected and only 1 bank offer me the loan of 80%... Added on March 16, 2011, 1:44 pm During I made the booking, I personally submitted the loan application to varoius bank. This is to secure the loan before signing the S&P. Some of bank even could not approve 90% margin and some even to force you to buy MRTA in order to get 90%. I don't think this is their tactics. Just we may need to do more homework. Definitely, the bank reject or approve lower than 90% when they find out you have too much comittment. I think like what ltcbomd, just try to appeal and negotiate with them whether they could give up to 90%. Just my 2 cent suggestion. I signed S&P last Friday and loan offer yesterday. Now, I am working to buy the life insurance. Let me know and what I could help from my end although I am not the expert...  |
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Mar 16 2011, 03:47 PM
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#17
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Junior Member
31 posts Joined: Feb 2011
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QUOTE(mcken @ Mar 16 2011, 03:39 PM) Viyin...so did you appeal or go ahead with 80%? Which bank isit? I din to go to appeal and took the 80%.. noted on our commitment status and 3 bank rejected. appeal also cant get.. better don waste time.. it really really hard.. and I bored with calling & chasing.... CIMB Selayang branch.. finally all done and now waiting to get S&P to apply EPF.  |
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Mar 16 2011, 04:44 PM
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#18
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Junior Member
31 posts Joined: Feb 2011
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QUOTE(mcken @ Mar 16 2011, 04:23 PM) Just found out that OCBC is also a panel for Coral project.... finger crossed is it? I ask before but they say no leh.. |
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Mar 18 2011, 11:46 AM
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#19
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Junior Member
31 posts Joined: Feb 2011
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3 years from first drawnout also... heard that the interest will increase to 6.33% or 6.4%..
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Apr 5 2011, 03:49 PM
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#20
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Junior Member
31 posts Joined: Feb 2011
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Any Idea Coral will have show unit since all lot sold out?
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