I had applied for few house loan from few banks as I would like to compare which offers suit me better.

However, the first bank that approves does not allowed me to take the offer letter home to study & analyse the details of the offer letter. The bank officer insist that I read & sign the letter at the branch. Since I am waiting for another banks offer, I left and said I'll need time to consider before making decision. So, he kept the offer letter.

Can the bank officer do that? I thought I can bring the offer letter home and read line by line since I am a first time buyer.