Anyone heard about Maybank Premier Value Saver, An investment link that have CI Rider and/or PA Rider as optional,will appreciate any comment and advice.

1) I am not sure how the loyalty Bonus work? Fund never guarantee profit, but this Value Saver offer 3% Loyalty Bonus, does that meant your model is guranttee and on top of that you will get 3% interest start from 3rd year?

2) What does the clause "*If there is no default in premium payment during the first 3 years." meant?

http://www.maybank2u.com.my/mbb_info/m2u/p.../INV-Investment

SpotLight
Loyalty Bonus of up to 3% of the annual premium upon completion of 3rd policy year helps you achieve your financial goals faster*.

Better value: This plan has a high allocation rate in the market compared to other investment-linked plans. More money is invested to achieve your financial goals faster.

This post has been edited by lgs: Apr 25 2010, 06:40 PM

this premier is good or not? any comment guys

it's a life insurance policy using Investment link policy as the vehicle to save $$$ for u...

loyalty bonus shud means that u dun touch the $$$ or interest or dividen or watver u get another 3% on the face amount (most probably)

tis is wat i can get from the descriptions. if u wanna we can meet up to explore other means of savings n higher returns (if possible)

i'm a financial risk consultant with manulife

guys
interested with the maybank Premier Value Saver.
Anyone have buy it and how much is it (I know it may different with age)

I ask this although I own Prudential investment link but the covergae is samll and the upgrade cost me almost double what i Pay now.
so if maybank is chepaer and has higher coverage, no nid to think liao

anyone pls comment

Quality comes with Price. I will go for insurance company than a bank for insurance product..

I bought a similar one long time ago. So far it's okay still earning after 4 years. It's long long term investment ... so don't put too much hope in it that it will give you financial freedom in the future.

p4n6
how much u bought n the coverage u got?

I'm interested also. Any comments on this?