investment profile: capital appreciation in 5-7 years
tenure: freehold
property type: condo/shoplot
location preferred: KLCC

all is welcomed to share

tuckparadise: the 250k you mentioned is your downpayment or your capital? If that's your capital, unfortunately I doubt you'll find anything remotely close within even Ampang area

capital sppreciation in 5-7yrs : how many % u r looking at ? coz i can buy an apartment to rent out but capital appreciation only 5% in next 5yrs.

250k is capital. I am not expecting high end condo which is unrealistic but i may be open for old apartments/ small shot lot which may have a great capital return in 5-7 years.

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Added on April 6, 2010, 11:16 am5% is too less as a return of property investment. i am expecting 30-50% capital gain in 5-7 years. sounds realistic?

This post has been edited by tuckparadise: Apr 6 2010, 11:16 AM

for 30-50% capital u probably looking at property tht is under-construction or going to launch soon. 250K, I m not sure where u can get in KL, Cheras? Puchons is the only place i can think of.

Not even prime area at cheras and puchong. Cheras and Puchong new condo are selling from 300K to 500K now (depending on which part of Puchong and Cheras).

Puchong Cheras new launches no chance... unless Studio or Soho or small units like C180 (but not to say very prime area)

Secondary high rise no chance.. usually the biggest jump is between launching till VPed, can go up to 30% in 3 years. Usually appreciation is lesser after completed..

Now all new launches in prime area are rm350 psqft and above.. and they are not high end also..

Days of good bargain with RM250k are gone (I think 2 years ago), nowadays have to strech budget abit..

Good luck..

i know you guys are focusing on well known or prestige property development. Actually what i am looking for is those great places where it may be out of investors radar or the place may not have a well reputation for now but it might be a good buy in long run and further more I mention that it can be a high risk investment, so the investment might end up gaining nothing at the end or it might turn out to be best investment in terms of capital gains.

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Added on April 6, 2010, 1:13 pmfor example it can be a old apartment behind bukit bintang like sun complex which is selling near 250k now. the thing is if we can gather this kind of info more then it is better for us to get the best deal out of it.



This post has been edited by tuckparadise: Apr 6 2010, 01:13 PM

maybe u can try:

- vistana residences, jalan pahang
- heritage condo, jalan pahang
- melur/mawar apartment, sentul timur star lrt

it can be old apartment tht is in tht price range but u can't get the appreciation tht u desire in 5-7yrs.

That's correct. That's too speculative of a choice considering that Sun Complex has been around for like since forever and the appreciation has not exactly followed the surrounding areas.
Similar to certain parts of Ceylon Hill as well Jalan Raja Chulan nearby Ambank area.

tuck: what i'd suggest would be to use the 250k to invest in upcoming 'prime' property locations such as Bandar Sri Damansara, Cheras Perdana, Puchong Perdana, YTL (Lake Fields). These areas may offer better cap gains than in dodgy areas around KLCC e.g. Sun Complex area.

This post has been edited by xtr4: Apr 6 2010, 06:43 PM

If 250k is the capital, there are plenty of ways getting 30% -50% returns within 5 years, just need to be a bit creative.....

If for Pai kor.. will use 250k as DOWNPAYMENT and gain 500% after 5 yrs....

It doesnt hurt to aim for the sky, worst case scenario u'll get to the clouds

property price in puchong also high. too late now.
puchong perdana can meh?
isnt it a bit in and developed by Talam

maybe can consider REITs instead?

wait for the Nusaputra interchange to be opened, then ok.

if the capital appreciation is only 5-7% it might be better to place it in banks.
where did you buy?

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Added on April 8, 2010, 1:32 am

with 250K as capital, you have tons of good bargain.
be a little creative and should get you another 150k within 5-7 years


This post has been edited by 106127: Apr 8 2010, 01:32 AM

Bro/Sis,

50% gain in 7 years is only 6% perannum.. seems like a conservative figure, and not as high risk as you describe..

Diversify in unit trust between equity and bond also can do better i guess

I have a deal selling at 6mil whereas market value at 8mil.

My agent said they want to further negotiate down to 5mil.

The area is booming with many Singaporeans family moving in.
Buying now, there is already an appreciation.
5 years later will boom even more.

Hehe.
You like this deal?

lets level set a bit, i dont have 250k in hand to invest, i only have the down payment of property worth 250k. if i have 250k in hand to invest then that would be a different game play. so, if the property hike up 50% to lets say 375k. that should mean my capital (250k*10% + all procedure fee) 30k, i would gain 125k from property sales minus my capital 30k which equals to 95k which means 95k/30k ~= 300% gain (given that i break even on rental yield againts loan installment)

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Added on April 8, 2010, 11:25 ami will invest if i am a millionaire now. but unfortunately i am still long way to reach there.

This post has been edited by tuckparadise: Apr 8 2010, 11:25 AM

Take your time.
You don't need to be a millionaire to invest in such deals.