if you take the TM scholarship, they will bond you for 7 years if I'm not mistaken and there's no way to run from it, believe me.

I'm not sure how long JPA will bond you, but last time what my brother did was, when they ask you to apply for job through the SPA portal after you graduate, pick the job that doesn't relate you the most, example, if you're an Electrical Engineering student, maybe you can apply for a cook or a clerk. that way, they will never give you the job. after that, search for jobs elsewhere. after your application through SPA failed, and they see you already have job elsewhere, they won't bother you anymore.

12 years is even worst