Many New Scholarship Available now :

1. PROTON Scholarship - http://www.malaysia-kini.com/blog/2011/04/...p-award-201213/
2. MREPC Scholarship 2012 - http://malaysia-scholarship.net/programme/...hip-award-2012/
3. University of Southampton - http://www.edu-talk.net/2012/01/malaysiasc...holarship-2012/
4. MARA Loan 2012
5. Project Change - http://malaysia-scholarship.net/sponsor-ty...th-scholarship/
6. Samling Scholarship - http://malaysia-scholarship.net/sponsor-ty...th-scholarship/
7. MACC Scholarship 2012 - http://my-scholarship.net/macc-scholarships-2012/

Hi,

I recently got my offer letter to do my Masters in IT overseas in a university in Melbourne.. However for me to accept their offer  I need to pay the 1st semester fees as well as insurance which comes close to RM30k...

In total the tuition fees for the two year course comes up to RM110k (give and take exchange rate at RM3 = AUD 1)

Is there any loan offers that I can take up for the amount (not including my other expenses there as I am planning to work part-time which should be able to cover my accommodation, food, transport and so on.)

I checked with banks (Maybank, Public, CIMB and RHB) - all of them had very high interest rates - 7% and above...

Bank Rakyat offers 4.95% with 20 years repayment but the problem with them is that I have to start paying back immediately once I take the loan.. I am looking for a loan offer where I only need to pay back after I complete my studies (similar to PTPTN - PTPTN don't offer for overseas education as well as the max amount you can get from them is about RM65k if I am not mistaken).

The intake is at the end of July. Do let me know if anyone has any ideas..........

Thanks in advance.