Hi members, Would like to know for example if a person who has not settle previous personal loan debt will get rejected for his/her home loan app? But the reason to this is he/she taught that the loan has been settle but eventually there are few hundred bucks left. If payment has been made, will his/her record been cleared and result to successful loan app? Not to forgotten should he/she have a credit record such as credit card record? What will happen is there is none?
Please advise ,thanks.