With the earning of RM4k (even with no other commitment), isn't it a bit quite heavy / burden to buy a property of RM450k to RM600k?

Buying a house worth RM450k - RM50k (down payment), and max out your loan period, I think repayment per month is about RM2k.

So RM4k (don't include EPF and income tax deduction) - RM2k = RM2k left for food, petrol, savings etc.

Since you mentioned that you are planning to stay in the house, unless you have big cash reserve or a family who can backed you up, my opinion is RM450k to RM600k for your income is a bit out of range.

Some issues for you to consider: Earning RM2,500 -> Just got a new job, new salary RM4,000 -> Buy a property RM450k to RM600k = A bit high risk. What if your new job is not stable / loose the job? How many months of cash reserve do you have if you loose your job and able to pay your loan + living expenses?

You can always buy a smaller house now and upgrade to a bigger house later on.

Just sharing my opinion ya... not intending to put cold water