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 If i have RM100,000 to invest, On Shares or Property

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pednekarpm
post Mar 23 2010, 01:08 PM

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QUOTE(toughgshock @ Mar 23 2010, 12:46 PM)
Hi there,

Can all the master out there share your thoughts in this?

RM100,000. I can start investing up to RM1,000,000 of property. Assuming 90% loan.

OR

RM100,000 worth of shares.

What are the factors to consider?
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When you have mentioned 1mn for property you plan 90% loan, so you would be paying an installment. If you are investing 100000 plus the installment in stocks in a systematic investment plan then stocks will give you a return more than property. But if you are planning to invest just 100000 and expect it to overtake the equivalent property investment then it won't be possible. You cannot compare apples and oranges.

You also need to plan your 100000 in stocks well. Stocks demand continuous attention . In property purchase you also have cost like maintainence etc but in stocks you get dividend which you need to reinvest.
pednekarpm
post Mar 23 2010, 01:17 PM

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QUOTE(darkknight81 @ Mar 23 2010, 01:12 PM)
This thread will be closed once our "MASTER CHERROY" saw it.  icon_rolleyes.gif

Take care  wink.gif

This type of question are very stupid as only you yourself know your needs and what you actually want. Its is like asking:

"WHAT AM I SUPPOSE TO EAT TONITE?"
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Correct me if I am wrong but I think the thread is very much valid. The person has money and needs to check out what is a better way to grow it. As with the dinner tonite thing its good to know options and then eat the best one.

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