Do PM me if you need quotes too :-)

Its beeen ages since anyone asked questions on insurance and I am mighty glad you did!

In terms of medical claims you can only claim up to the maximum amount of the bill no matter how many medical card you may have. For example if the bill was RM 100k and the maximum annual limit from card A that you can claim is RM 60K, you can claim another RM40K from the second card.

However, if the bill was RM100K, you cant claim RM200K (even if you have 2 cards with Rm100k limit each).

Its like your credit card, more may give you higher purchase in case one is maxed but then again comes the issue of maintening it.

Female care benefit are mostly separate plan or rider that covers early staging etc. Most of them pays certain percentage upon diagnosis eg 30% of the sum insured.

Mind pm me your email address and occupation for me to sent to you the quotes and brochures. We cant sent quotes in LYN.

This post has been edited by roystevenung: Oct 10 2012, 01:29 PM

Life is so fragile not necessary die from over consumption of foods.... thats why need to plan for the unfortunate happens...

Please PM your email address. Thanks