In current worldwide environment, 7% is considered pretty high return rate.
Very little investment product can come out with 7% yield (if capital appreciation doesn't take into account).
10 years US treasuries 2.6%
Aussie FD (considered one of highest in the world) 4.5%
Malaysia FD around 3%.
Own your residential properties, most around or below 5% net yield only.
Ordinary stock dividend, 5-6% is considered high already.
If you expect a 14% yield, sorry, none. Except when fire-sale time, especially during crisis unfold.
There is one time Axreit got 14% yield, during 2008, when it dropped to Rm1.00, with DPU around 14 cents.
But this was during financial crisis, and lot of risk and uncertainty involved that time, issue like :
1. Re-financing of loan might not able to get, which could trigger the fire-sale of reit properties and collapse of reit,
2. Can't get tenants due to severe recession etc.
Thanks for your long words explainaion !! Ok !1 I'll take out all my FD and sai lang all to REIT,,,,Is better than put in FD,,,,